HDFC Bank Regalia Credit Card – A Right Choice

HDFC Bank always introduces different types of credit cards to unveil great purchasing power. It is a fact that when it comes to choosing a credit card, you first want to confirm whether you can unveil desired financial freedom or not. If this is the case, you should look nowhere else but HDFC Bank Regalia credit card. Choosing this one of the best HDFC credit cards simply means choosing a great purchasing power. Are you ready to choose a credit card that can offer you great luxury and incredible travel benefits? If yes, then you must know about Regalia credit card.

Also read about HDFC credit card application status online

Highlights of HDFC Bank Regalia Credit Card

  • It is the best credit card with luxury lifestyle and travel benefits.

  • You can grab four reward points on every purchase of INR 150.

  • You can unveil the benefits of a priority pass membership along with five free visits per year to about 700 international lounges throughout the world.

  • Complimentary Taj Inner Circle and Taj Epicure membership especially with yearly gift vouchers.

  • For hotel reservations, ticket booking, d2h and mobile recharge, and movie bookings, you can redeem reward points by visiting at

  • You need to pay only 2% fee for Forex markup.

  • Extent reward program or scheme.

  • It is a life time free offer.

What Are the Features of HDFC Bank Regalia Credit Card?

  • 99 percent per month interest rate.

  • Interest free grace period is of up to 50 days. So, you need to pay credit card bills after 50 days.

  • As a welcome bonus benefit, you can easily earn about 2500 reward points. So, when you pay your annual fee or charge for the credit card, you can earn lots of points.

  • Every time when you receive INR 150 to your credit card, you can grab 8 reward points.

  • You can unveil lots of offers and discounts from authorized merchants.

  • You won’t need to worry of security features as Regalia credit card comes incorporated with a chip as well as a magnetic strip.

What Are the Benefits of HDFC Bank Regalia Credit Card?

  • You can avail the benefits of emergency medical insurance cover of about INR 12 lakhs especially while travelling abroad.

  • Card holders can earn 8 reward points when you decide to spend INR 150 on official website i.e. for any sort of purchasing.

  • You can enjoy complimentary access to about 600 global airport lounges along with official priority pass membership.

  • Cardholders may also unveil great buying deals, discounts and offers on different types of purchase. Buying movie tickets, hotel bookings and other purchase on HDFC Travel portal can help you unveiling benefits.

  • You can also grab special reward points, benefits and discounts on Taj Epicure plus official membership card.

Eligibility Criteria for HDFC Bank Regalia Credit Card

  • If you are a salaried individual, you must be aged 21 years but not more than 60.

  • In case of being self-employed, your age should be of 21 years but not more than 65 years.

  • You need to submit certain documents such as your identity proof, income proof, and address proof when applying for Regalia credit card.

What Are Charges/Fees for HDFC Bank Regalia Credit Card?

  • The yearly fee for Regalia credit card is only INR 2500.

How to Redeem Regalia Credit Card Reward Points?

You can redeem regalia credit card reward points for flight tickets, hotel reservations, mobile recharge, movie ticket bookings, etc. at HDFC Regalia official website.

Procedure to Apply for HDFC Bank Regalia Credit Card

  • First, you should visit at the official website of the HDFC bank.

  • Here, you need to click on credit cards section.

  • Choosing Regalia credit card from the drop down menu.

  • Go through the criteria for applying this card.

  • Download a HDFC credit card application form online.

  • Please fill it with all details such as your full name, email address, contact number, residence address, income, etc.

  • You also need to attach certain documents along with an application such as your identity proof, address proof and yes income proof.

  • Once done, submit it online.

  • Official at the bank will get in touch with you if your application is selected.

How You Can Earn Reward Points on Your Card

You can easily earn four points every time whenever you make purchase of INR 150 through your Regalia card.

Can You Earn Reward Points for Your International Flight Ticket Bookings?

The simplest answer to this most asked question is a big yes. Yes, you can easily grab reward points for domestic and international flights bookings.

Is It Possible to Recharge Mobile Phone?

You can easily recharge your prepaid mobile phone by unveiling the services of HDFC regalia portal online.

How Do I Make Payments for My HDFC Bank Regalia Credit Card?

You can easily make payments for your HDFC Regalia credit card. There are various payment options available to choose from when it comes to paying your Regalia card. You can choose funds transfer, auto pay, mobile banking, net banking, etc.

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