HDFC Titanium Times Card Benefits, Features, Eligibility, Fee/Charges at

HDFC Bank Titanium Times Credit Card Features at


·         Welcome Benefit

get started on an entertaining journey with a bouquet of Gift Vouchers, across Shopping, Apparel, Dining and many more categories. Visit to view the range of welcome offers.

·         Great Offers on Movie and Dining

Avail amazing round-the-year Discount Offers at participating Movie & Dining outlets in your city. Visit view the latest Movie & Dining Offers and outlet details.

·         Attractive Reward Points

o    Earn 2 Reward Points for every Rs. 150 spent on your card.

o    Weekday Dining Bonanza – Earn 5 Reward Points* on every Rs. 150 spent on Dining spends on weekdays (Weekdays = Monday to Friday).

Effective 1st July'2017,
a. EasyEMI and e-wallet loading transactions will not accrue Reward points.
b. Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
c. Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.
* Transactions which are classified under the ‘Restaurant’ Merchant Category Code (MCC) as defined by VISA/ MasterCard only will be eligible for the bonanza reward points. Merchant Category Code (MCC) classified under ‘Hotel’ categories will not qualify for bonanza reward points.

·         Fuel Surcharge waiver

Fuel surcharge of 2.5% plus service tax will be replaced by Convenience fee of 1% (effective 01 Feb’17) plus GST (effective 01 Jul’17).

·         Safe & Secure Transactions

DIP your Chip Card at any Chip enabled POS or swipe your card at any non-chip POS (Regular POS).

·         Zero liability on lost card

if you lose your Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions made with your card.

·         Interest free credit facility 

Avail of up to 50 days interest free from the date of purchase (subject to the submission of the charge by the Merchant).

·         Reward points validity

Reward points are valid only for 2 years from the date of accumulation.
Ex: - if you receive reward points in May 2015, same will expire in May 2017.

·         Revolving Credit

Enjoy Revolving Credit on your Credit Card at nominal interest rate, refers Fee and Charges section.

·         Utility Bill Payments

Register your Titanium Credit Card with Smart Pay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily.

What Are the Benefits of HDFC Titanium Card?

·         Get movie discounts of Rs. 1,800/- or more in a year!

(Assuming you book 4 movie tickets every month @ Rs. 150 per ticket at participating movie outlet)

·         Earn big discounts of Rs. 4,500/- or more every year on dining!

(Assuming you dine for Rs. 2,500 every month at participating dining outlet with 15% discount)

·         Save Rs. 1,500/- in a year on your fuel transactions!

(Assuming your average fuel purchase every month is Rs. 5,000/-)
·         Scan QR Code on Times Card with a smart phone and access exclusive offers website -

Eligibility for HDFC Titanium Times Credit Card at

You are eligible for the Titanium Credit Card based on the following:

Salaried Employee

·         i)  Minimum Age: 21 years
·         ii) Maximum Age: 60 years

Self Employed

·         i)  Minimum Age: 21 years
·         ii) Maximum Age: 65 years

What are the fees and charges applicable on a HDFC Titanium Times Credit Card?

First Year and Renewal Fee on Titanium Credit Card is Rs. 500/- (GST* as applicable)

*Goods and Services Tax (GST)

·         Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%

·         The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

·         GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.

·         GST levied will not be reversed on Any dispute on Fee & Charges / interest.

HDFC Titanium Times Credit Card - Learn about EMV Chip Cards

HDFC Bank welcomes you to the world of EMV Chip Cards. This range of Credit Cards comes equipped with a Chip Technology that provides you with enhanced security.

At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s range of EMV Chip Cards you can rest assured that your card transactions are safe and completely secure.

The Chip Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.

Also read about JetPrivilege HDFC BankDiners Club Credit Card

EMV Chip Cards are currently available on the following Cards:

·         Regalia

·         Superia

·         Platinum Edge

·         Titanium Edge

·         Solitaire

·         Solitaire Premium

·         Doctor's Superia

·         Doctor's Platinum

·         JetPrivilege HDFC Bank World

·         JetPrivilege HDFC Bank Platinum

·         JetPrivilege HDFC Bank Titanium

·         Teacher's Platinum

·         Platinum Plus

·         Visa Signature

·         World Mastercard

·         Titanium

A Must On Your International Tours

Your International travel and shopping experience should always be secure. Here's where your HDFC Bank EMV Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. Your Chip Credit Card helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.

There are quite a few countries today where it is considered risky to use Credit Cards as the risks are high. HDFC Bank's EMV Chip Credit Cards helps you side-step this hurdle and provides you with a convenient and satisfying experience on your international trips.

Have questions about HDFC Titanium Times Credit Card?

Can a chip card be used for online transactions?

Yes, the chip card can be used for online transactions; the card has to be registered for ‘MasterCard SecureCode’ which ensures safe online transactions after which the card can be used online.

What are the benefits of a Chip Card?

A Chip Card is a Credit Card with an embedded microchip. The Chip is encrypted and provides enhanced security and protection to help guard against fraudulent transactions. When you use your Chip Card at stores or restaurants that have Chip–enabled terminals and at ATMs, the system validates the Chip ensuring security of your transaction.

How do I use a Chip Card?

A merchant has to dip the card in the POS terminal as opposed to swiping the card.

Does HDFC Bank’s Chip Card contain a magnetic strip?

Yes it does. This is because it will take time for all stores and restaurants to be set up with chip–enabled terminals. So to ensure your HDFC Bank Chip Card continues to be accepted everywhere, it contains a magnetic strip in addition to the chip.

Can a Chip Card be used to withdraw cash for Titanium Credit Card?

Yes a Chip Card can be used at any ATM to withdraw cash.