Kotak Mahindra Aqua Gold Card
Description- Today, in the modern way of
banking Kotak Mahindra launches its new Kotak Mahindra Aqua Gold Card. It is sufficient
enough to fulfil all your useful needs. This is a big reason why everybody
talking about Kotak
Mahindra Aqua Gold Card at Best Credit Cards in India.
Credit card is a provision through which
one can make purchase on credit. It is the best example of this modern
industrialised world. To carry this chain, Kotak Mahindra launches its new Kotak Mahindra Aqua Gold Card
which provides many benefits to the cardholder. Its popularity can be
verified by seeing everybody talking about Kotak Mahindra Aqua Gold Card at Best Credit Cards in India.
How To Apply:-
In order to apply for Kotak Mahindra Aqua Gold Card
one has to follow the certain steps which are given below:
·
A person has to visit nearest
Kotak Mahindra branch and he can apply for credit card by filling application
form available there.
Documents Required
·
He has to provide the documents
like Pan Card, Driving License etc. As residential proof and all other
documents asked by Kotak Mahindra.
Eligibility
Criteria:-
A person has to
follow given eligibility criteria in order to get Kotak Mahindra Aqua Gold Card:
- He must have the age of 18 years as minimum and 75 years as maximum to purchase this card.
·
Additional card will be given
to those people who exceed the age of 18 years.
·
He may have minimum TD Amount
of Rs. 25,000.
·
He must be residing in India
and are having valid documents as well.
Advantages of Kotak Mahindra Aqua Gold Card:-
A person may avail given advantages by
having Kotak Mahindra
Aqua Gold Card:
·
A person may avail interest
free cash withdrawal up to 48 days.
·
A person needs not to give any
renewal fees as it free for life.
·
A person may avail cash limit
up to 80% of term deposit amount.
·
A person may avail 2.5% Fuel
surcharge waiver applicable on all transactions between Rs.400 and Rs.4000 across
all petrol pumps in INDIA.
·
A person may save 1.8% railway
surcharge waiver for transactions on www.irctc.co.in
and 2.5% for transactions on Indian Railways Booking Counters.
·
In case, a person’s Credit Card
is stolen, he gets a cover of Rs. 75,000 against fraudulent usage up to 7 days
pre-reporting.
·
A person may have 4 PVR tickets
by spending Rs.1,50,000
·
A person can experience many
exciting offers that keep on coming with Kotak Mahindra Aqua Gold Card.
·
It allows safe and easy
transactions.
·
A person can solve all its queries through Kotak Customer Care Number
which is
1800 102 6022
Interest
Rates:-
·
Over limit charges
are 2.5 percent of over limit amount.
·
In case of cheque bounce,
charges range from Rs.250/- to RS.300/-
·
Cash payment at other branches of Kotak Mahindra will charge to Rs.75
·
Interest charges are 3.3 percent.
·
During balance transfer, processing fee of Rs.349 per Rs.10000 is
applicable.
Late Fess:-
Kotak
Mahindra bank also charges late fees on Kotak Mahindra Aqua Gold Card which is Rs.400 to Rs.700.
The flat fees that the bank charges is Rs.550.
Apply Online:-
In order to apply online for Kotak Mahindra Aqua Gold Card,
one has to follow the given link: