HDFC
Titanium Credit Card
Description: HDFC TITANIUM credit card
is a very special beneficiary card given by HDFC to their customers. Most of
the people are also getting good features about it
on Best Credit Cards in
India
.
It features by giving reward points for every Rs150 on
domestic spends and 5 reward points for every Rs150 on international spends.
Moreover, people can travel benefits on both domestic and international
airlines along with lounge access. It is giving facility on transferring your
balance interest free for full three months, 0% surcharge on purchase of
petrol, Interest free-credit facility. Thus, through HDFC Titanium Credit Card, a person may get
able to do what he wants to do and he can also read comments of the customers
on Best Credit Cards in
India.
How to apply for HDFC TITANIUM credit card:
Certain regulations must be fulfilled before applying to HDFC TITANIUM credit card:
Applicant has to fill the application form that is required
to get the credit card by visiting the branch of HDFC bank.
Documents Required:
The documents demanded by the bank are-Voter ID card, Pan
Card, and Residential proof, with the application form must be submitted by the
applicant to avail this card.
Eligibility Criteria:
Applicant can only be eligible for HDFC TITANIUM credit card until following criteria to be fulfilled:
He/ She are having minimum age of 21 years and not
more than 60 years in case of a salaried person.
He/ She are having minimum age of 21 years and not
more than 65 years in case of a self-employed person.
He/ She must be earning regular income and must have all
the documents like salary slips, income tax returns and others.
After completion of all the above details, a person gets
eligible for getting the HDFC TITANIUM credit card.
Benefits and Advantage HDFC
TITANIUM credit
card is providing are:
Customer can earn2 Reward
Points for every Rs150 spend up to Rs35000 per statement cycle. For spending
above Rs.35000 in a statement cycle, customer earns 50% more Reward Points
(i.e. 3 Reward Points per Rs.150).
If a customer loses/lost his/her card
he/ she should immediately call to HDFC call centre, it’s available for 24hrs
and zero liability will be made on fraudulent transactions made with your card.
Free interest credit facility up to 50 days from the date
of purchase.
Customer can also enjoy revolving –credit facility with HDFC TITANIUM credit card at 3.15% interest per month.
Interest fees: Certain
amount will also be charged from the applicants who are using HDFC TITANIUM credit card:
Minimum Cash advance fee is of Rs300 or (2.5%).
The interest free credit period ranges from 20 to 50days
according to the scheme at that time.
Joining fees to get HDFC TITANIUM Credit Card is
just Rs399 for the whole year; no additional card fee is there.
Late fees: Late
payment charges will be applicable HDFC TITANIUM Credit Card if minimum amount due is not paid by the payment due date:
If the statement balance is less than Rs100 then NIL late
payment fee charges.
If it exceeds to Rs.500, then fees of Rs.100 will be
charged.
If a person exceeds amount up to Rs.5000, then the late fee
charged will be Rs.400
If it exceeds up to Rs20000 then
late fee of Rs500 will be charged and above Rs20000 late fee of Rs700 is
charged.
Apply Online:
There is one more convenient and time
saving option available with a person so that he can apply for the HDFC Titanium Credit Card
and that option is apply online. It also provides a facility to a person that
his application from has been accepted and sooner, he will get his credit card.
The online link is: