The most reputed financial organization
of the world, Royal Bank of Scotland
comes with Royal Bank of Scotland New
Gold Card. By using this amazing credit card, you will get the
benefits of great purchasing power. The card allows you to hold an extra
ordinary purchasing power to buy various products as well as services. The
attractive features of this credit card cannot be found in other cards. We at Best Credit Cards in India
has reviewed this credit card and found it an exceptional choice.
How to apply for a Royal Bank of Scotland New Gold Card
For applying Royal Bank of Scotland New Gold Card, you
need to follow stated below points such as –
Ø
For getting this card, you should first visit
the official web portal of the bank and then download an application form.
Ø
After downloading the application form, fill
it with certain information such as your full name, your date of birth, email
address, home address, PAN card number, income details and one valid mobile or
landline number.
Ø
Once your application would be approved, you
need to visit the nearest branch along with required documents such as your
address proof, identity proof, income proof, bank statement etc.
Eligibility criteria
for applying for Royal Bank of Scotland New Gold Card
The eligibility criteria for applying
for Royal Bank of Scotland
New Gold Card are stated below.
Ø
Applicant
should be between 21 years to 65 years of age.
Ø
Applicant
should be an Indian citizen.
Ø
The annual income of the applicant should not
be less than 350,000.
Ø
Applicant needs to show his/her valid income
proof at the time of applying.
Ø
Applicant should have an account in Royal
Bank of Scotland.
Additional features
and advantages
The
added features as well as benefits of Royal Bank of Scotland New Gold Card are stated below.
Ø
By
using this valuable card, you will be given attractive reward schemes as well
as offers.
Ø
You
need not to pay fuel surcharge if you purchased fuel for INR 10, 000 per month.
Ø
You
will be given email statement service and SMS alerts facility.
Ø
You
will be given high-level security.
Ø
You can
access more than 23 million ATMs worldwide.
Late fee charges
The late fee charges for this
beneficiary credit card would be 15% of complete due amount or minimum INR 350
and maximum INR 650.
Information about extended credit limits
For extending credit limit of this card,
you need to visit the nearest Royal Bank of Scotland’s branch and submit your
updated income related documents. Bank will review your application and your
card’s credit limit would be extended.
Transaction charges for Royal Bank of Scotland New Gold Card
The transaction charges or fees for this
valuable credit card are stated below.
Ø Foreign currency transaction charges would be 3.5%
Ø Surcharge on purchasing railway tickets would be
1.8% of railway ticket amount as well as IRCTC service tax.
Ø Transaction charge for cash withdrawal would be INR
75 per transaction.
Ø Finance transaction charges would be 1.49% per month
or 17.88% per annum.
If you are willing to know more about it
or want to apply for Royal
Bank of Scotland New Gold
Card then you need to visit at www.rbs.in/