First Citizen Citibank Platinum Credit
Card
Description
The
reputed Citibank in India
One
of the reputed financial organizations of the world, Citibank has launched a
new First Citizen Citibank
Platinum Credit Card for its
valuable customers. This valuable credit card comes with many advantages as
well as features that make it unique. By using this credit card, you will be
given extra ordinary discounts on various products and services. We at Best Credit Cards in India has
reviewed this card and found very useful for Indian customers.
How to apply for a First
Citizen Citibank Platinum Credit Card
If
you want to apply for this valuable credit card then you can apply either by
visiting nearest branch or by using its online service. The online process for
applying for First Citizen Citibank Platinum Credit Card is stated below.
Ø For
applying for this credit card, you need to browse its authorised website and
download an application form.
Ø Now
fill this downloaded application form with appropriate details such as your
complete name, home address, email address, mobile or landline number, PAN card
number and occupation.
Ø Once
your application would be approved, you should visit the nearest branch along
with your latest documents such as your identity proof, address proof, income
proof, copy of PAN card and bank statement of last three months.
Eligibility criteria for applying for First Citizen Citibank Platinum Credit Card
The eligibility criteria for applying for this
valuable credit card are stated below.
Ø You
should be at least 21 years of age at the time of applying for the card.
Ø You
need to show your updated income proof as per the bank’s requirement.
Ø You
should be an Indian citizen.
Ø You
have to fulfil the income criteria according to bank’s requirement.
Additional benefits and features
Stated below are the added benefits as well as
features of this valuable credit card.
Ø You
can earn rewards more than 5% each time you spend.
Ø You
can redeem these reward points at your preferred shopping destination.
Ø You
will be given spend vouchers on various purchasing.
Late fee charges
Late payment charges are stated below.
Ø INR
300 for due bills more than INR 10,000
Ø INR
600 for due bills from more than INR 10,001 to INR 25,000
Ø INR
700 for due bills from above INR 25,000
Details about extended credit limit
If you want to exceed your card’s credit limit then
you need to visit the nearest Citibank’s branch along with your updated income
or bank documents. Bank officials will review your latest documents and your
card’s credit limit will be extended.
Transaction charges for First
Citizen Citibank Platinum Credit Card
The transaction charges for First Citizen Citibank Platinum Credit
Card are stated below.
Ø Transaction
charge for cash withdrawal through credit card would be INR 100
Ø Transaction
charge for fuel would be 2.5%
Ø Transaction
charge for foreign currency would be 3.5%
Ø Service
charge or interest rate would be 3.5% per month or 42% per annum.
If you want to apply for First Citizen Citibank Platinum Credit Card
then you need to visit Citibank’s authorized web portal at www.online.citibank.co.in/
Exceeded
credit limit fee would be 2.5% or minimum INR 500
Ø Transaction
charge for fuel would be 2.5%
If you want to apply for Delhi Metro Citibank Credit Card then you can
browse at www.online.citibank.co.in/