India Card India
The Bank of India always offers best financial services to its customers. Now it has introduced Bank Of
India India Card. Best Credit Cards in
will tell you about its benefits. India
One the largest commercial financial organizations of
the Bank of India has launched Bank Of India India Card for its valuable customers. This
valuable card is available with attractive features and advantages. By using
this credit card, you will get amazing discounts on various products as well as
services. We at Best
Credit Cards in India has
re-evaluated this credit card and found that most of the Indian customers are
using it to buy different services and products. India
How to apply for a Bank Of India India Card
If you are going to apply online for Bank Of India India Card then you need to remember stated below points.
Ø For applying for this beneficiary credit card, you need to visit the official web portal of Bank of India and download an application form.
Ø Now fill the application form with required information including date of birth, your complete name, PAN card number, home address, one valid mobile or landline number, email address and occupation.
Ø After getting the approval of the application, you need to visit the nearest branch along with required documents such as your address proof, identity proof, copy of PAN card, income proof, last six months bank statement etc.
Eligibility criteria for applying for Bank Of India India Card
The eligibility criteria for applying for Bank Of India India Card are stated below.
Ø For applying for this valuable card, your annual income should be up to 75,000.
Ø At the time of applying for the card, your age should be between 21 years to 65 years.
Ø You also need to show your income proof such as IT return or form 16 documents.
Added advantages and features
The additional benefits and attractive features of Bank Of India India Card are stated below.
Ø You will be provided air accident coverage of INR 400,000 and other accident coverage would be INR 200,000.
Ø You will get amazing reward programme facility to avail maximum benefits.
Ø You will be supported by 24 hours customer care service.
Ø This card comes with international access.
Ø You will be provided the facility of cash advance.
Late fee charges
Late payment charges for Bank Of India India Card would be INR 100 for minimum due amount up to INR 1000.
Details regarding extended credit limits
If you want to exceed your card’s credit limit then you need to visit the nearest branch along with your latest income or bank documents. Bank official will review your documents and will enhance credit limit. The credit limit would be 20% of total annual income or minimum INR 15,000 or maximum INR 50,000).
Transaction charges for Bank Of India India Card
Transaction charges for this credit card are stated below.
Ø Transaction fee for foreign currency transaction would be 2%.
Ø Transaction charge for cash advance would be 2.5% or minimum INR 50.
Ø Penalty interest charge would be 1.70% per month or 22.45% per year.
Over limit fee for this card would be INR 100 for every transaction.
Ø Transaction charge for the foreign currency would be only 2%.
If you want to apply for a Bank Of India Gold International (VISA) then you need to visit at www.bankofindia.co.in/