Bank Of India
The Bank of India always offers
excellent financial services and products to its customer. Now it comes with Bank Of India Gold (VISA). Best Credit Cards in India will
tell you about its benefits.
One
of the leading commercial banks of India
How to apply for a Bank Of India Gold (VISA)
If
you want to apply for this valuable credit card then you need to follow stated
below steps.
Ø
First, visit the official web portal of the bank and
download an application form.
Ø
Now fill this application form with appropriate information
such as your name, residence address, date of birth, email address, permanent
account number (pan card number), occupation and one mobile or landline number.
Ø
Once your application would be accepted, you need to visit
the nearest branch of Bank of India along with certain documents including your
income proof, address proof, identity proof, copy of pan card , last six months
bank statement etc.
Eligibility criteria for applying
for Bank Of India Gold (VISA)
Stated below are the eligibility
criteria for applying for this beneficiary credit card.
Ø
At the time of applying for this card, your age should be
between 21 years to 65 years.
Ø
You should be a citizen of India
Ø
Your annual income should not be less than INR 150,000.
Ø
You need to show your income related documents such as
salary certificates, form 16, Pan card etc.
Additional benefits and features of Bank
Of India Gold (VISA)
The
added advantages/benefits and features of this beneficiary card are stated
below.
Ø
Bank Of India
Gold (VISA) comes with international coverage
Ø
It offers you add-on card facility
Ø
It comes with internet based access
Ø
It offers global emergency help facility
Ø
It comes with air accident insurance coverage of more than
INR 800,000
Ø
It also offers you other accident insurance coverage up to
INR 400,000
Ø
Facility of emergency credit card replacement is available.
Ø
It comes with the facility of up to 51 days credit period
free from interest charge.
Late fee charges
Ø
Late payment fee would be INR 100 for minimum due amount of
INR 1,000.
Information about extended credit
limits
If
you want to increase your card’s credit limit then first you need to submit
your latest income documents to nearest branch of Bank of India. your card’s
credit limit would be extended 20% of your annual income or minimum INR 30,000
and maximum INR 200,000.
Transaction charges for Bank
Of India Gold (VISA)
The
transaction charges for Bank Of India Gold (VISA) are stated below.
Ø Transaction charge for cash advance withdrawal would be 2% or minimum INR
50 for every transaction.
Ø Penalty interest fee would be 1.70% per month or 22.45% per year.
Ø Over limit fee for this card would be INR 100 for every transaction.
Ø Transaction charge for the foreign currency would be only 2%.
If you want to apply for a Bank Of India Gold (VISA)
then you need to visit at www.bankofindia.co.in/