Wednesday, December 12, 2012


Axis bank Platinum Credit Card

Axis bank Platinum Credit Card - 9


Description

The renowned Axis bank has introduced Axis bank Platinum Credit Card for its customers. This beneficiary card is reviewed by Best Credit Cards in India and declared as a best credit card.


One of the leading Indian Banks, Axis bank has launched beneficiary Axis bank Platinum Credit Card for its customers. This card comes with many attractive features as well as advantages. By using this credit card, you can avail the elite financial power to buy products and services. The Best Credit Cards in India has reviewed this credit card and found that most of the Indians are using this card to get extra ordinary purchasing power.

How to apply for Axis bank Platinum Credit Card

The procedure to apply for Axis bank Platinum Credit Card is easy and fast. You can apply for this card by using its online service. You need to follow these guidelines.

Ø      For applying this credit card, you have to first visit its official web portal.
Ø      Now you need to download an application form.
Ø      After downloading the pertinent application form, fill it with mandatory information such as your full name, date of birth, email address , PAN card number, occupation and a valid mobile or landline number,.
Ø      Once your request would be accepted, you need to visit nearest branch along with mandatory documents including your ID proof, address proof, income proof, photocopy of your PAN card and your bank statement.

Eligibility Criteria for applying for Axis bank Platinum Credit Card

Stated below are the eligibility criteria for applying Axis bank Platinum Credit Card

Ø      At the time of applying for credit card, applicant should not be less than 21 years of age.
Ø      Applicant should be Indian citizen.
Ø      If applicant is a salaried employee then he/she need to show his/her salary slip or related documents.
Ø      If applicant is, a self-employee then he/she needs to show his/her income tax return or related documents.

Added benefits/advantages and features

Stated below are the additional benefits as well as features of this credit card.

Ø      By using this card, you can earn four reward points on each INR 100 spends while visiting abroad.
Ø      You can avail complimentary airport lounge access at major national or international airports across the world.
Ø      You will be given 20 to 50 day’s interest free credit period.
Ø      You can withdraw cash more than a certain point from any ATMs across the world.
Ø      You will be given many accident covers.

Late fee charges

The late fee charges for this credit card are stated below.

Ø      INR 300 if due amount would be more than INR 2000
Ø      INR 400 if due amount would be from INR 2001 to INR 5000
Ø      INR 600 if due amount would be INR 5001 or above.

Information about extended credit limits

If you want to extend your card limit then you need to show your latest income related documents. You need to visit the nearest branch along with your updated bank or income related documents. Bank official will review your documents and your card’s credit limit would be increased.

Transaction charges for Axis bank Platinum Credit Card

Ø      Foreign currency transaction charge would be 3.5%
Ø      Finance charges would be 2.95% per month or 41.75% per year.
Ø      If you spend, less than 400 on fuel purchasing then you have to pay 2.5% as a fuel transaction surcharge.

If you wish to apply for Axis bank Platinum Credit Card then you should visit at www.axisbank.com/





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Ø      Joining fee would be nil
Ø      Add on card charge would be 400
Ø      Transaction charges for cash advance through Andhra Bank’s ATMs would be only 3% on the withdrawn amount. In case of other Bank’s ATMs, transaction charge would be 3% plus INR 50 as an additional charge.
Ø      Transaction charges for railway or air booking would be 2.50%.

If you want to apply for Andhra Bank VISA Gold then you need to visit at http://andhrabank.in/english/creditcards1.aspx











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