Axis bank Insta Easy Credit Card - Eligibility Criteria, Benefits, Credit Points, Transaction Charges
Axis bank Insta Easy Credit
Card
Description
Now the Axis bank has introduced Axis bank Insta Easy Credit Card.
It comes with 100% approval guarantee. Best Credit Cards in India has reviewed it
and found it very convenient.
Now, the renowned Axis bank has launched very
convenient Axis bank Insta
Easy Credit Card to its customers. Axis bank guarantees this card
for 100% approval. This card comes with many benefits and features such as high
security, 100% cash withdrawal facility and many more. We at Best Credit Cards in India reviewed
this card and found it extra convenient for every customer.
How to apply for Axis bank Insta Easy Credit Card
You can apply for this card either by visiting its
nearest branch or by using its online facility. The online procedure for
applying this card is stated below.
Ø You need first visit its official website and download an application
form.
Ø Now you should fill the application form with required details such as
your complete name, email address, home address, date of birth, PAN card number
and one landline or mobile number.
Ø Now you should submit the application form.
Ø When your application form would be approved then you need to visit
nearest bank along with legal documents such as your ID proof, address proof,
PAN card, income proof and bank statement.
Eligibility criteria for applying for Axis bank Insta Easy Credit Card
The eligibility criteria for applying this card are
stated below.
Ø For applying this card, you should have a fixed deposit in any branch of
Axis bank.
Ø Your fixed deposit should be between INR 20,000 to INR 25, 00,000.
Ø This card would not be issued against flexi-deposits, tax saver FDs and
fixed deposit of Trust/society/companies/HUF.
Ø This credit card would not be issued to minors.
Ø You should be an Indian citizen.
Ø You should have already a bank account in any branch of Axis bank.
Additional benefits/advantages and features
The added features and advantages of this card are
given below.
Ø Axis bank Insta Easy Credit Card’s approval is 100% guaranteed.
Ø You will get lowest interest charge of 1.95%.per month.
Ø You will get interest free credit period of 50 days.
Ø You will get fuel surcharge refund of 2.5% at all petrol pumps across the
country if your transactions would be between INR 400 to INR 4000.
Ø You will get 100% cash withdrawal facility.
Late fee charges
The late payment charges for this card are given
below.
Ø INR 300 if your due amount would be more than 2000
Ø INR 400 if your due amount would be from INR 2001 to INR 5000
Ø INR 600 if your due amount would INR 5000 or above.
Details regarding extended credit limits
If you want to exceed the credit limit of Axis bank Insta Easy Credit Card
then you need to visit the nearest branch along with your new income documents.
Bank official will review your income or bank documents and if your application
would be approved then your credit limit would be extended.
Transaction charges for Axis bank Insta Easy Credit Card
Ø
Foreign currency
transaction charge would be 3.5%.
Ø
Fuel transaction
surcharge would be 2.5% in case of less than 400 spend.
Ø
Finance charges would
be 1.95% per month.
If you are looking to get this beneficiary Axis bank Insta Easy Credit Card
then you need to visit its official website www.axisbank.com
Ø Joining fee would be nil
Ø Add on card charge would be 400
Ø Transaction charges for cash advance through Andhra Bank’s ATMs would be
only 3% on the withdrawn amount. In case of other Bank’s ATMs, transaction
charge would be 3% plus INR 50 as an additional charge.
Ø Transaction charges for railway or air booking would be 2.50%.
If you want to apply for Andhra Bank VISA Gold then
you need to visit at http://andhrabank.in/english/creditcards1.aspx