Axis bank Gold Credit Card
This time, axis bank comes with Axis bank Gold Credit Card that offers you great purchasing power. We at Best Credit Cards in India has reviewed it and found it an excellent credit card option.
The leading financial organisation Axis bank always offers best financial products as well as services to its customers. Now, Axis bank has launched Axis bank Gold Credit Card. By using this credit card, you can avail unbelievable purchasing power. This card is available with excellent features and benefits that make it perfect. You can check out its review on Best Credit Cards in India .
How to apply for an Axis bank Gold Credit Card
You can apply for the card either by using its online facility or by visiting nearest bank branch. Stated below is the procedure for online application. .
Ø You should first browse its official web portal and download an application form.
Ø Now fill the application form with appropriate information such as your full name, home address, email address, occupation, PAN card number and valid mobile or landline number,.
Ø After the approving of your application, you need to visit the nearest bank branch along with certain documents such as your ID proof, residence proof, income proof, copy of PAN card and last six months bank statement.
Eligibility criteria for Axis bank Gold Credit Card
This card is for elite customers however, the eligibility criteria for this card are given below. .
Ø At the time of applying for this credit card, your age should be at least 18 to 70 years.
Ø Your annual income should be at least INR 24, 00,000.
Ø You should be an Indian citizen.
Added benefits and features
This valuable credit card comes with many added benefits as well as attractive features. Stated below are main features as well as advantages of this valuable credit card.
Ø Axis bank Gold Credit Card is EMV approved chip-embedded credit card that offers excellent security.
Ø By using this card, you can access all major airport lounges worldwide.
Ø You will be given insurance coverage such as air accident, credit shield, lost card liability and loss of travel documents.
Ø You will get petroleum surcharge refund if your fuel transactions would be from INR 400 to INR 4000.
Late fee charges
Late fee charges are given below.
Ø Late fee charge would be INR 300 if your due amount would be more than INR 200
Ø INR 400 if due amount would be from INR 2001 to INR 5000
Ø INR 600 if your due amount would be 5001 or above.
Details about extended credit limit
If you want to increase your card’s credit limit then you have to submit updated income and bank statement to nearest branch. Bank official will re-examine your documents and your credit limit would be extended.
Transaction Charges for Axis bank Gold Credit Card
The transaction charges for this card are given below.
Ø Petroleum transaction surcharge would be 2.5% if you spend less than INR 200.
Ø Foreign currency charge is only 3.50%.
Ø Finance charges would be 2.95% per month or 41.75% per year.
If you want to apply online for Axis bank Gold Credit Card then you can visit at www.axisbank.com/
Late fee charges
Stated below are the details regarding late fee charges.
Ø INR 200 for due amount below INR 5,000
Ø INR 300 for due amount between INR 5,000 to INR 15,000
Ø INR 400 for due amount INR 15,000 or above
Details regarding extended credit limits
If you want to exceed your card’s credit limit then you need to visit the nearest branch of Andhra bank along with your updated income and bank statement related documents. Bank official will review your documents and your card’s credit limit would be extended.
Transaction charges for Andhra Bank VISA Gold
Ø Joining fee would be nil
Ø Add on card charge would be 400
Ø Transaction charges for cash advance through Andhra Bank’s ATMs would be only 3% on the withdrawn amount. In case of other Bank’s ATMs, transaction charge would be 3% plus INR 50 as an additional charge.
Ø Transaction charges for railway or air booking would be 2.50%.
If you want to apply for Andhra Bank VISA Gold then you need to visit at http://andhrabank.in/english/creditcards1.aspx