Wednesday, December 12, 2012





Andhra Bank VISA Gold - 10

Andhra Bank VISA Gold


Description

The renowned public sector bank, Andhra bank has launched Andhra Bank VISA Gold for its customers. You can get more information regarding this valuable credit card at Best Credit Cards in India .


One of the revolutionary public sector banks, Andhra bank is known for its valuable financial services and products. This time, the renowned Andhra Bank has launched Andhra Bank VISA Gold for its valuable customers. By using this beneficiary card, you will get amazing purchasing power to buy various important services as well as products. This card allows you to enjoy the facility of cash advance. By using this valuable credit card, you will be given free insurance coverage for lost card. If you want to know more details regarding this card then you can visit the official website of Best Credit Cards in India .

How to apply for Andhra Bank VISA Gold

If you want to apply for Andhra Bank VISA Gold then you can apply for it either by visiting nearest branch or by visiting the official website of the bank. Stated below is the complete procedure to apply online.

Ø      First, you need to visit the official web portal of the bank at http://andhrabank.in/english/Forms.aspx and download an application form.
Ø      Now fill this downloaded application form with appropriate information including your complete name, your date of birth, residence address, one valid mobile or landline number, email address, occupation, pan card number etc.
Ø      Once your application would be approved, bank official will call you for further verification.

Details regarding documents needed

After getting the proper approval of your application, you need to visit the nearest branch along with certain documents.

Ø      You need to show your identity proof such as voter ID card, driving license, PAN card, Adhaar card etc.
Ø      You need to show your address proof such as Ration card, passport, electricity bill, voter ID card etc.
Ø      You also need to show your income proof such as salary slip or related documents, IT return documents etc.
Ø      You need to submit copy of PAN card or form 60.
Ø      You also need to submit two latest passport-size colour photographs.

Eligibility criteria for applying for Andhra Bank VISA Gold

If you are going to apply for Andhra Bank VISA Gold then you need to fulfil stated below eligibility criteria.

Ø      Your annual income should not be less than INR 180,000 if you are a salaried person.
Ø      In case of self-employee, your annual income should not be less than INR 15, 00,000.
Ø      You should be an Indian citizen.
Ø      Your age should be between 21 to 65 years.

Added advantages and features

The additional advantages and features of Andhra Bank VISA Gold are stated below.

Ø      Facility of cash advance
Ø      No admission charge or fee require
Ø      Free insurance coverage for lost card
Ø      You will be given internet/web based services.
Ø      You will supported by 24 hours customer service.
Ø      You can access up to 135,000 merchant establishments worldwide.
Ø      You can also access about 12,000 ATMs throughout the country.

Late fee charges

Stated below are the details regarding late fee charges.

Ø      INR 200 for due amount below INR 5,000
Ø      INR 300 for due amount between INR 5,000 to INR 15,000
Ø      INR 400 for due amount INR 15,000 or above

Details regarding extended credit limits

If you want to exceed your card’s credit limit then you need to visit the nearest branch of Andhra bank along with your updated income and bank statement related documents. Bank official will review your documents and your card’s credit limit would be extended.

Transaction charges for Andhra Bank VISA Gold

Ø      Joining fee would be nil
Ø      Add on card charge would be 400
Ø      Transaction charges for cash advance through Andhra Bank’s ATMs would be only 3% on the withdrawn amount. In case of other Bank’s ATMs, transaction charge would be 3% plus INR 50 as an additional charge.
Ø      Transaction charges for railway or air booking would be 2.50%.

If you want to apply for Andhra Bank VISA Gold then you need to visit at http://andhrabank.in/english/creditcards1.aspx











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