Andhra Bank VISA Gold
Description
The
renowned public sector bank, Andhra bank has launched Andhra Bank VISA Gold for its customers. You
can get more information regarding this valuable credit card at Best Credit Cards in India .
One of the revolutionary public sector
banks, Andhra bank is known for its valuable financial services and products. This
time, the renowned Andhra Bank has launched Andhra Bank VISA Gold for its valuable customers.
By using this beneficiary card, you will get amazing purchasing power to buy
various important services as well as products. This card allows you to enjoy
the facility of cash advance. By using this valuable credit card, you will be
given free insurance coverage for lost card. If you want to know more details
regarding this card then you can visit the official website of Best Credit Cards in India
How to apply for Andhra Bank VISA Gold
If you want to apply for Andhra Bank VISA Gold then
you can apply for it either by visiting nearest branch or by visiting the
official website of the bank. Stated below is the complete procedure to apply
online.
Ø First, you need to visit the official web portal of the bank at http://andhrabank.in/english/Forms.aspx
and download an application form.
Ø Now fill this downloaded application form with appropriate information
including your complete name, your date of birth, residence address, one valid
mobile or landline number, email address, occupation, pan card number etc.
Ø Once your application would be approved, bank official will call you for
further verification.
Details regarding documents needed
After
getting the proper approval of your application, you need to visit the nearest
branch along with certain documents.
Ø
You need to show your identity proof such as voter ID card,
driving license, PAN card, Adhaar card etc.
Ø
You need to show your address proof such as Ration card,
passport, electricity bill, voter ID card etc.
Ø
You also need to show your income proof such as salary slip
or related documents, IT return documents etc.
Ø
You need to submit copy of PAN card or form 60.
Ø
You also need to submit two latest passport-size colour
photographs.
Eligibility criteria for applying
for Andhra Bank VISA Gold
If you are going to apply for Andhra Bank VISA Gold then
you need to fulfil stated below eligibility criteria.
Ø Your annual income should not be less than INR 180,000 if you are a
salaried person.
Ø In case of self-employee, your annual income should not be less than INR
15, 00,000.
Ø You should be an Indian citizen.
Ø Your age should be between 21 to 65 years.
Added advantages and features
The
additional advantages and features of Andhra Bank VISA Gold are stated below.
Ø Facility of cash advance
Ø No admission charge or fee require
Ø Free insurance coverage for lost card
Ø You will be given internet/web based services.
Ø You will supported by 24 hours customer service.
Ø You can access up to 135,000 merchant establishments worldwide.
Ø You can also access about 12,000 ATMs throughout the country.
Late fee charges
Stated below are the details regarding
late fee charges.
Ø INR 200 for due amount below INR 5,000
Ø INR 300 for due amount between INR 5,000 to INR 15,000
Ø INR 400 for due amount INR 15,000 or above
Details regarding extended credit limits
If you want to exceed your card’s credit
limit then you need to visit the nearest branch of Andhra bank along with your
updated income and bank statement related documents. Bank official will review
your documents and your card’s credit limit would be extended.
Transaction charges for Andhra Bank VISA Gold
Ø Joining fee would be nil
Ø Add on card charge would be 400
Ø Transaction charges for cash advance through Andhra Bank’s ATMs would be
only 3% on the withdrawn amount. In case of other Bank’s ATMs, transaction
charge would be 3% plus INR 50 as an additional charge.
Ø Transaction charges for railway or air booking would be 2.50%.
If you want to apply for Andhra Bank VISA Gold then
you need to visit at http://andhrabank.in/english/creditcards1.aspx