Andhra Bank Platinum Credit Cards
This time, Andhra Bank has launched Andhra Bank Platinum Credit Cards for its valuable customers. We at Best Credit Cards in India will inform you regarding this card’s benefits and features.
One of the reputed Indian financial organizations, Andhra Bank is known for its excellent financial services as well as products. Now the renowned bank has introduced Andhra Bank Platinum Credit Cards to its customers. By using this card, you will be provided attractive reward point schemes. This beneficiary card offers you great advantages so that you can access various services and products. If you are looking for more details regarding this beneficiary card then you can visit the official web portal of Best Credit Cards in India .
How to apply for an Andhra Bank Platinum Credit Cards
If you want to apply for Andhra Bank Platinum Credit Cards then you can apply either by visiting Andhra Bank’s nearest branch or by using its online facility. Stated below is the online procedure to apply for this precious card.
Ø For applying for this card, you need to visit Bank’s official website and download an application form from this link http://andhrabank.in/english/Forms.aspx
Ø now fill this downloaded application form with required information such as your complete name, your date of birth, occupation, email address, residence address, one valid landline or mobile number and pan card number.,
Ø Now submit this downloaded application form. In case, your application would be accepted, you will be called for further process.
Details regarding documents needed
After getting the proper approval of your application, you need to visit the nearest branch along with certain essential documents such as –
Ø Your identity proof such as pan card, voter ID card, driving license, passport, etc
Ø Your address proof such as driving license, electricity bill, bank passbook, passport, Ration card etc
Ø Your income proof such as your salary slip or other related documents, IT returns documents etc.
Ø copy of your pan card or form 60
Ø You also need to submit your last six months updated bank statement.
Eligibility criteria for applying for Andhra Bank Platinum Credit Cards
The eligibility criteria for applying for Andhra Bank Platinum Credit Cards are stated below.
Ø At the time of applying for platinum card, your age should be between 21 to 65 years.
Ø You should be a citizen of
Ø Your annual income should not be less than INR 500,000.
Added advantages and features
The additional advantages as well as features of Andhra Bank Platinum Credit Cards are stated below.
Ø You will be given free of cost insurance coverage for baggage up to INR 25,000.
Ø You will be provided INR 100 on each reward point.
Ø Cash advance charge would be only 2%.
Ø You will be supported by 24 hours dedicated customer service.
Ø This valuable platinum card comes with global acceptance.
Ø Zero surcharge on petrol purchase more than INR 2,000 a day.
Ø You will be provided free of cost accident insurance coverage of worth INR 10, 00,000.
Late fee charges
Late fee charges for Andhra Bank Platinum Credit Cards are stated below.
Ø INR 200 for due amount of up to INR 5,000
Ø INR 300 for total outstanding due amount between INR 5001 to INR 15,000
Ø INR 400 for due amount between INR 15,001 to INR 25,000
Ø INR 600 for due amount of INR 25,001 and above
Details regarding extended credit limits
If you want to extent card’s credit limit then you need to visit the nearest branch of Andhra Bank along with your updated bank and income documents. Bank official will re-evaluate your documents and your card’s credit limit would be extended.
Transaction charges for Andhra Bank Platinum Credit Cards
Ø Finance charge would be nil
Ø Annual fee would be INR 1,000
Ø Finance charge or fee on cash advances would be 2%
Ø Transaction charge for railway or air booking would be INR 2.50%
Ø Charge for card replacement would be INR 200
Ø Transaction charge for cash advance would be 3%
If you want to apply for this valuable Andhra Bank Platinum Credit Cards then you can browse at http://andhrabank.in/english/creditcards.aspx