Andhra Bank MasterCard
Andhra Bank MasterCard
Now, Andhra Bank has introduced beneficiary Andhra Bank MasterCard to its customers. If you want to know more details about it then you can visit at the web portal of Best Credit Cards in India .
The renowned public sector bank, Andhra Bank launched the credit cards service in the year of 1981. This premium public sector financial organization is known for its excellent financial products as well as services. This time, Andhra bank has launched Andhra Bank MasterCard for its valuable customers. By using this card, you will be provided free accident insurance coverage and free insurance coverage for lost of card. By using this beneficiary card, you will get an incredible purchasing capacity to access various services and products. If you want to know more details regarding this card then you need to visit Best Credit Cards in India .
How to apply for an Andhra Bank MasterCard
If you wan to apply for Andhra Bank MasterCard then you can apply for it by using online facility. Stated below is the complete process to apply online.
Ø For applying for this valuable credit card, you need to visit the official website of the bank and download an application form from this link http://andhrabank.in/english/Forms.aspx
Ø now , you need to fill this application form with required information such as your name , date of birth, email address, residence address, one valid landline or mobile number, pan card number, occupation etc.
Ø Once your application would be approved, bank official will call you for further process.
Details regarding documents needed
After the getting the approval from the bank, you need to visit the nearest branch along with your updated bank statement and certain required documents such as -
Ø Proof of identity such as voter ID card, passport, PAN card, driving license etcetera
Ø Proof of address such as Ration card, passport, voter ID card, electricity bill etcetera
Ø Proof of income such as salary slip or related documents, IT return documents etcetera
Ø Copy of pan card or form 60
Eligibility criteria for applying for Andhra Bank MasterCard
Stated below are the eligibility criteria for applying for Andhra Bank MasterCard.
Ø Applicants should be an Indian citizen
Ø Your annual income should not be less than INR 65,000 (in case of salaried).
Ø At the time of application, your age should be between 21 to 65 years.
Ø In case of self-employee, annual income should not be less than INR 78000.
Ø You need to show last six months bank statement.
Additional benefits and features of Andhra Bank MasterCard
The added advantages and features of this valuable credit card are stated below.
Ø No admission charge or fee needed
Ø Facility of cash advance
Ø Free of cost Accident insurance coverage
Ø Zero finance charge
Ø You will get add on card service
Ø You can access up to 1,35000 merchant establishments
Ø Up to 12,000 ATMs access throughout the country
Ø Interest free credit period would be 21 days to 50 days
Late fee charges
Ø INR 200 for due amount below INR 5,000
Ø INR 300 for due amount between INR 5,000 to 15,000
Ø INR 400 for due amount for more than 15,000
Details regarding extended credit limits
If you want to increase your credit card’s credit limit then you need to visit the nearest branch of Andhra bank along with your latest bank statement and income documents. The competent bank authority will re-examined your documents and increase your card’s credit limit.
Transaction charges for Andhra Bank MasterCard
The transaction charges details for this valuable card is given below.
Ø Transaction charge for cash advance would be 3% at Andhra Bank’s ATMs and for other bank’s ATMs would be 3% plus INR 50 as an added charge
Ø Transaction charge for railway or air booking would be 2.50%
Ø Add on card charge or fee would be INR 200
If you are going to apply for Andhra Bank MasterCard then you can browse at http://andhrabank.in/english/creditcards.aspx