Bank Of India
Description
The renowned Bank of India has launched Bank Of India Gold International
(VISA) for its customers. We at Best Credit Cards in India will inform you
regarding its advantages and features.
How to apply for a Bank Of India Gold International
(VISA)
If
you want to apply for Bank Of India Gold International (VISA) then you should follow
stated below steps.
Ø
For applying for this card, you need to visit the official
web portal of the bank and download an application form.
Ø
Now fill this application form with appropriate information
such as your name, residence address, date of birth, email address, permanent
account number (pan card number), occupation and one mobile or landline number.
Ø
Once your application would be accepted, you need to visit
the nearest branch of Bank of India along with certain documents including your
income proof, address proof, identity proof, copy of pan card , last six months
bank statement etc.
Eligibility criteria for applying
for Bank Of India Gold International (VISA)
The eligibility criteria for applying
for this valuable credit card are stated below.
Ø
If you want to apply for it then at the time of applying, your
age should be between 21 years to 65 years.
Ø
You should be an Indian citizen.
Ø
Your annual income should not be less than INR 150,000.
Ø
You need to show your income related documents such as
salary certificates, form 16, Pan card etc.
Additional benefits and features of Bank
Of India Gold International (VISA)
The
added advantages/benefits and features of this beneficiary card are stated
below.
Ø
Bank Of India
Gold International (VISA) comes with international coverage
Ø
you would be provided
add-on card facility
Ø
It comes with internet based access
Ø
You will be provided global emergency help facility
Ø
You will be given air
accident insurance coverage of more than INR 800,000
Ø
You will be also provided other accident insurance coverage
up to INR 400,000
Ø
Facility of emergency credit card replacement is available.
Ø
You can enjoy the facility of up to 51 days credit period
free from interest charge.
Late fee charges
Ø
Late payment fee would be INR 100 for minimum due amount of
INR 1,000.
Information about extended credit
limits
If
you want to increase your card’s credit limit then first you need to submit
your latest income documents to nearest branch of Bank of India. your card’s
credit limit would be extended 20% of your annual income or minimum INR 30,000
and maximum INR 200,000.
Transaction charges for Bank
Of India Gold International (VISA)
The
transaction charges for Bank Of India Gold International (VISA) are stated below.
Ø Transaction charge for cash advance withdrawal would be 2% or minimum INR
50 for every transaction.
Ø Penalty interest fee would be 1.70% per month or 22.45% per year.
Ø Over limit fee for this card would be INR 100 for every transaction.
Ø Transaction charge for the foreign currency would be only 2%.
If you want to apply for a Bank Of India Gold International
(VISA) then you need to visit at www.bankofindia.co.in/