HSBC Premier World MasterCard 10
HSBC Premier World MasterCard
HSBC bank offers its customers a beneficial HSBC Premier World MasterCard. Now, Best Credit Cards in India comes with all the information about HSBC Premier World MasterCard and its added advantages.
HSBC Premier World MasterCard is available with advantages that every client may use. Especially for the voyagers, there is no foreign transaction fee, no over limit and no current spending limit fees applicable. Moreover, you will get access to a premier RM, global support and exclusive service. By using this valuable credit card, you will get an extra ordinary purchasing power to buy various services and products. If you are looking for more details about this card then you can also visit the official web portal of Best Credit Cards in India.
How to apply for a HSBC Premier World MasterCard
If you want to apply for this card then you need to follow certain points such as –
Ø First, you need to visit its official website http://www.hsbc.co.in/1/2/miscellaneous/application-forms#cc and download an application form.
Ø Now fill the application form with required information such as your name, date of birth, PAN no, email ID, income details and mobile number.
Ø Once your application would be approved, bank official would call you for further verification process.
Details regarding documents needed
Now, you need to visit the nearest bank branch of HSBC to apply for HSBC Premier World MasterCard along with application form and required documents such as –
Ø You need to bring your identity proof like voter ID card, passport, pan card, etc.
Ø You need to bring your address proof like Ration card, electricity bill, bank passbook, voter ID card, passport etc.
Ø You need to bring your income proof like your salary slip or IT return documents etc.
Ø You also need to show your last six months bank statement.
Ø You need to bring copy of PAN card or form 60.
Eligibility Criteria for HSBC Premier World MasterCard
The eligibility criteria for this card are stated below.
Ø Applicant should be at least of 18 years old.
Ø Applicant’s annual income limit should be at least INR 400,000.
Ø Applicant should be an Indian citizen.
Added benefits and services that you can get from HSBC Premier World MasterCard
Ø For travel , no need of foreign transaction charge
Ø Travellers get master rental automatic rental insurance coverage.
Ø Travellers get luggage delay coverage.
Ø Benefit of journey cancellation insurance.
Ø Benefit of coverage of price protection.
Ø Benefit of extended warranty.
Ø Benefit of annual statement summary.
Late fee charges
Late fee charges would be 50% of minimum due amount or minimum INR 400 and maximum INR 750 per month.
Information about extended credit limit
Customer can request to HSBC for extending their credit limit. Bank will demand your income related documents. After checking your income documents, bank might increase your credit limit. If you want to extend your credit limit then you need to use the card at least for six month with paid bills.
Transaction fee for HSBC Premier World MasterCard
Ø Premier card member are needed to pay the charges as well as the yearly membership subscription fee if required. Fees amount is depend on the plan, which are necessary for getting the credit card.
Ø For getting cash advance, you need to pay a particular transaction charge from the card account. Apart from that, the finance fee is deducted from your credit card until the outstanding amount is cleared.
Ø Interest charges would be 2.49%.