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Tuesday, January 15, 2013



Kotak Mahindra Easyday Gold Card---8
Description: Kotak Mahindra is a well-known fiscal institution that provides its various credit cards. Kotak Mahindra Easyday Gold Card is one of them which are able to gratify every pecuniary need. Its feedback (positive) is accessible on Best Credit Cards in India .
Due to continuous and rapid change in current era mainly in technology, it is better to keep steps matching with the circumstances. In the same way, banking sector is trying to fulfill all the needs of their clients. Keeping this track on mind Kotak Mahindra Bank has introduced its new credit card facility i.e., Kotak Mahindra Easyday Gold Card. The card consists of several features and is well developed to complete the timely demands of their customers. Kotak Mahindra Easyday Gold Card gives various facility like doing online shopping, booking tickets online and many more services. For this customers can contact to the official website of Kotak Mahindra and can access all the features and services online. This feature is generally for such people who want to access services of Kotak Mahindra but due to some reason are unable to do so. Its popularity ensures its success which can be easily accessible through Best Credit Cards in India .
How to Apply:
To enjoy freedom given by Kotak Mahindra Easyday Gold Card it is necessary to get it. For getting it one must have to apply for the same. So, one have to follow some steps for this, that is:
  • To get the application form, there is a need to go in Kotak Mahindra bank (nearest branch).
  • From there collect the form and fill it.
Documents Required:
  • You have to also submit your identification and address proof along with this.
Eligibility Criteria:
To enjoy the services of Kotak Mahindra Easyday Gold Cards it is necessary to apply for it, it is more important to be eligible for this process. One who is having following important things is eligible for having Kotak Mahindra Easyday Gold Card:
  • They have to be between 21 to 65 years.
  • People exceeding 18yrs are provided with different facility.
  • They must be a resident of India.
If you are having above things then you are eligible to apply for same.
Benefits/ Advantages after Getting This Credit Card:
Kotak Mahindra Easyday Gold Card provides with different types of benefits or reward to their users. If you spend Rs.2000 or more then you will be a lucky winner of getting Easyday voucher. There are no EMI charges in the starting 6 months. Also, customers can swipe their Kotak Mahindra Easyday Gold Card 6 times in those starting 3 months. But there is a condition on this. These 6 different transactions have to be done on different days. And the minimum amount for the transaction will be Rs.200/-. Not only this, they also offer 6 different modes of paying bills for the ease of customers.
Interest Rate:
There are also some rates defined under the usage of Kotak Mahindra Easyday Gold Card which are very important.
  • For purchases they are having no introductory rates but after that one have to pay 3.1% of interest rate.
  • There is not any kind of interest rate during balance transfer.
  • But they have their penalty rates that are also 3.1%.
Late Fee:
Late fee includes different types of charges.
  • They charge for over limit amount with Rs.500/-.
  • The charge for cheque bounce is also Rs.500.
  • After that returning the cheque also give rise to the payment of Rs.500 extra as a late fee charge.
All above are under Late Fee which are important to be paid duly. Along with it, they also charge for Service tax, foreign currency transaction and many more.
Apply Online:
To avail all the services of Kotak Mahindra one can also apply online. It is one of the simple and convenient option available and a person may visit the branch of bank to get support so that he can avail the facility of this credit card.  

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