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Tuesday, January 15, 2013



The NEW American Express Platinum Travel Credit Card---

Description: American Express bank is satisfying its customers and among them, one kind of card is The NEW American Express Platinum Travel Credit Card about which people are reviewing positive on Best Credit Cards in India. 

There are various financial institutions which introduced the concept of technological banking in place of traditional ways of banking. Now people use internet to check their bank account balance and transfer of funds. In this context, people are using the credit cards as the non cash item so that people may have convenience in booking tickets or for various other things. This is the reason because of which American Express Bank is offering The NEW American Express Platinum Travel Credit Card which is having various features that may provide satisfaction to the people who are using it. People are also providing their positive response about the credit card on Best Credit Cards in India.

   
How to apply for The NEW American Express Platinum Travel Credit Card:
There are certain steps through which a person may apply for the credit card. These steps are:
  • A person has to visit the nearest branch of the American Express bank and may apply through filling an application form.
Documents Required:
He must have all kinds of documents like residential proof, passport details (if any), and identity proof.

Eligibility Criteria:
If a person is thinking to get The NEW American Express Platinum Travel Credit Card, he must have to fulfill certain conditions like:
  • Those people who have attained age more than 18 years.
  • Have a good credit and not have any kind of payment defaults.
  • If he is self employed then he must have the experience in trading of the last 18 months or if using the card from American Express, then must be of 12 years.
  • If he is a salaried person then he must have his salary slips and source of regular income along with the residential address and contact number of employer.

If a person is having all these things, then he may apply for The NEW American Express Platinum Travel Credit Card, by visiting the nearest branch of the bank.

Advantages/Benefits of the credit card:
A person is entitled to get various kinds of benefits that are associated with the NEW American Express Platinum Travel Credit Card. The list of these features is listed below:
  • Membership awards are given to those who are getting this credit card.
  • 1 membership reward point will be given to the customers on spent of Rs.40 each time.
  • Welcome Gift of 5000 membership awards will be credited in the account of a person.
  • If a person spends more than 4 lakhs in a year then he may get 4 complimentary air tickets from Indigo Airlines. The ticket will be return tickets. Also 2 night stay in Taj Group of Hotels will also be given to the customer.
There are 10 times more reward points given to a person if he is using  The NEW American Express Platinum Travel Credit Card in 300 member outlets of this card.


Interest Charges:
There are certain interest charges are also applicable for a person if he is using The NEW American Express Platinum Travel Credit Card. These interest charges are listed below:
  • The annual fee which is applicable on the card is Rs.5000 and if the standards add on card is to be taken then Rs.1500 on every card.
  • Service taxes are charged on the items that a person is purchasing or booking.
  • Cash advance fee will be 3.5 percent and Rs.250 which is a minimum limit.
  • Fuel surcharges will be 2.5 percent of the total amount and if a person is filling petrol from HPCL petrol pump then it will be waived off.
  • Over limit charges are Rs.500.
  • Interest free period will be 52 days after collecting The NEW American Express Platinum Travel Credit Card from the bank.
  • Interest rate will be 2.95 percent on monthly basis and 35.4 percent on annual basis.


Apply Online:
A person may also apply for the NEW American Express Platinum Travel Credit Card through online mode as well and that is through following the link:






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