Kotak Mahindra Urbane Gold Card:-8
Description- In series of its credit cards Kotak Mahindra launches its new Kotak Mahindra Urbane Gold Card which is a new experience of modern banking. That is why all the people are talking about this credit card at Best Credit Cards in India .
Credit card is a modern way of making purchase on credit. It is the best example of this modern industrialised world. In order to serve its customer and making their life easy, Kotak Mahindra launches its new Kotak Mahindra Urbane Gold Card which provides many benefits to the cardholder. Its popularity can be verified by seeing everybody talking about Kotak Mahindra Urbane Gold Card at Best Credit Cards in India . It is sufficient enough to fulfil all your useful needs.

How To Apply:-
In order to apply for Kotak Mahindra Urbane Gold Card one has to follow the certain steps which are given below:
·         A person has to visit nearest Kotak Mahindra branch and he can apply for credit card by filling application form available there.

Documents Required:
·         He has to provide the documents like Pan Card, Driving License etc. As residential proof and all other documents asked by Kotak Mahindra.

Eligibility Criteria:-
A person has to follow given eligibility criteria in order to get Kotak Mahindra Aqua Gold Card:
  • He must have the age of 21 years as minimum and 65 years as maximum to purchase this card.
·         Additional card will be given to those people who exceed the age of 18 years.
·         His total income must exceed Rs.3lakh per annum.
·         He must be residing in India and are having valid documents as well.

Advantages of Kotak Mahindra Urbane Gold Card:-
A person can have given advantages by having Kotak Mahindra Urbane Gold Card:
·         A person may have 3 rewards point against every Rs.100 of total retail spend and every 1000 reward points have a redeemable worth of Rs.100.
·         A person may redeem his reward points against all his apparel, grocery and departmental store purchases.
·         A person may enjoy an exciting range of offers brought to you as Exotic Blends.
·         In case, a person’s Credit Card is stolen, he gets a cover of Rs. 75,000 against fraudulent usage up to 7 days pre-reporting.
·         A person may have 4 PVR tickets by spending Rs.1,50,000
·         A person can experience many exciting offers that keep on coming with Kotak Mahindra Urbane Gold Card.
·         It allows safe and easy transactions.
·         A person can solve all its queries through Kotak Customer Care Number which is
1800 102 6022

  Interest Rates:-
·         A person will be charged as annual fee of Rs.199 on certain clauses and those depends on the policy of the bank
·         Over limit charges are 2.5 percent of over limit amount.
·         In case of cheque bounce, 2.5 percent of amount is charged.
·         Cash payment at other branches of Kotak Mahindra will charge to Rs.75
·         Interest charges are 3.3 percent.

Late Fess:-
Kotak Mahindra bank also charges late fees on Kotak Mahindra Urbane Gold Card which is Rs.400 to Rs.700. The flat fees that the bank charges is Rs.550

Apply Online:-
In order to apply online for Kotak Mahindra Aqua Gold Card, one has to follow the given link:


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