HDFC Platinum Plus Credit Card-9
Description: HDFC bank is providing HDFC Platinum Plus Credit Card that offers exclusive travel and preferential benefits, for more detailed information, customers can review through Best Credit Cards in India.
On using HDFC Platinum Plus credit card person can able enjoy holidays as it offers discounts at over 28000 hotels and resorts across the world. For traveling within India one can get 5% cash back on top domestic airlines. It is one of the very beneficial credit cards among the people and they are commenting on a large scale about its positive services that it offers on Best Credit Cards in India.
How to apply for HDFC Platinum Plus credit card:
People applying for the HDFC Platinum Plus credit card then He/She must fulfill the eligibility criteria for applying as mentioned below-
A person has to fill the application form that is required to get the credit card by visiting the branch of HDFC bank.
He also has to deposit the documents like Pan Card, residential proof, Driving license, Voter Id card and other details as required by the bank.
Certain points must be noted to get eligible for applying for HDFC Platinum Plus Credit Card:
Person with a minimum age of 21 years but not attained the age of 60 years in case of salaried person.
Person with a minimum age of 21years but not attained the age of 65 years in case of self employed person.
He must deposit his salary slips, latest IT return and other documents that are necessary during the application.
Benefits/Advantages associated with the credit card:
A person can avail many kinds of offers and benefits through HDFC Platinum plus Credit Card:
He/She can earn attractive 2reward points for every Rs150 spends up to Rs50, 000 per statement cycle. For spending above Rs50, 000 in a statement cycle, He/She can earn 50% more Reward Points i.e. 3 Reward Points per Rs150.
Free interest credit facility up to 50 days from the date of purchase.
He/She can report zero liability for fraudulent transactions on lost card post reporting the loss, with a helpline customer care number 24*7 for the entire customer.
Free fuel up at 0% without surcharge at any petrol pump (transaction is applicable between Rs400 to Rs5000).
Amount of interest fees HDFC bank charges from their customers who are using HDFC Platinum Plus Credit Card:
The interest free period is up to 50days.
Minimum repayment amount is of Rs200 subject to 5%.
Joining fees to get HDFC Platinum Plus Credit Card is just Rs399 for the whole year; no additional card fee is there.
Cash on advance charges is 2.5 percent or Rs.300 whichever is higher.
Late fee will be charged by people using the HDFC Platinum plus Credit Card i.e.-
If the person is having total amount of Rs.100, then there will be zero late fee.
If it exceeds to Rs.500, then fees of Rs.100 will be charged.
If a person exceeds amount up to Rs.5000, then the late fee charged will be Rs.400.
If it goes from that part to Rs.20000, then the fees will be Rs.500 and if it also exceeds that particular amount, then late fees will be Rs700.
There are various modes through which a person may apply top get this platinum credit card and among them, one link is online application. A person may fill the application form online to apply for it through the link: