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Sunday, January 13, 2013



Kotak Mahindra NRI League Card---

Description: Most of the people who are living in other countries can also get services of credit card through Kotak Mahindra NRI League Card and people also posting good comments on Best Credit Cards in India .

There are various people who are living in other countries and they also have to do lots of activities through the means of credit cards. In this context, large number of financial institutions are providing services of credit cards through which they can help the people who are living in other countries but belong to Indian origin. In this sequence, Kotak Mahindra Bank is offering its credit card fro NRI people as Kotak Mahindra NRI League Card. This credit card is very effective as it is coming with large number of features and other long term benefits. Moreover, people are also having satisfaction after reading its positive feedback from the customers at Best Credit Cards in India .

How to apply for the credit cards:
There are certain steps through which a person may apply for the Kotak Mahindra NRI League Card:
  • He may visit one of the branch of Kotak Mahindra located near to him and can fill up the application from required for the purpose.
Documents Required:
He must take all the relevant documents which are required for the purpose like residential proof, NRI Documents and other as per demanded by the bank.

Eligibility Criteria:
There are certain ways through which a person may get eligible to get the Kotak Mahindra NRI League Card:
·         Primary card holder’s age must be 18 years and should not exceed 65 years.
·         Additional card holder must have his age of 18 years.
·         Only certain people like NRO/NRE are eligible to get the card.
·         Minimum TD amount should not exceed Rs.100000.
·         Should be a Non Indian Resident with having Indian Nationality and address proof.  
·         Individual TD is eligible to get the Kotak Mahindra NRI League Card.

If a person comes under all the listed categories and if he is having all the essentialities then he may fill up the form and apply for the Kotak Mahindra NRI League Card.

Advantages/Benefits with the credit card:
There are large number of benefits and facilities associated for the NRI with Kotak Mahindra NRI League Card:
  • 2.5 percent fuel surcharge is waived on all the petrol pumps in India if they fill it for Rs.400 to Rs.4000. additional benefits are also associated if the limit exceeds Rs.4500.
  • 1.8 percent amount is waived if the reservation in Indian Railways is held through the website of IRCTC or 2.5 percent from booking through reservation counters.
  • 2 times reward points are also available for international spending.
  • There is a freedom to those who are using the Kotak Mahindra NRI League Card that they can pay or purchase in Indian National Rupees.

Interest Charges:
There are various interest charges that are payable for those people who are using the Kotak Mahindra NRI League Card:
  • Over limit charges is 2.5 percent or Rs.500 of the total amount whichever is lower.
  • Foreign Markup Currency charges 3-3.5 percent.
  • Additional card charges are available different with different bank branches.
  •  Annual fees is also depend upon the branches however, flat charges offered by Kotak Bank is Rs.1000.
  • Cash withdrawal charges are 2.5 percent of the total amount or ranging from Rs.250 to Rs.300 whichever is higher.


Late Fees:
There is a late fee that a person has to pay while using the services through Kotak Mahindra NRI League Card. This late fees is applicable from Rs.300 to Rs.600 and the flat charges that the bank is offering is Rs.550. it also charges 30 percent of the total amount due.

Apply Online:
A person may also have the option to apply online for Kotak Mahindra NRI League Card by following the link:  


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