Sunday, January 13, 2013



HDFC Gold Credit Card-10
Description: HDFC Gold Credit Card has become an accessible credit tool to all its customers all over the country and world-wide. Customers can get good features of it on BEST CREDIT CARDS IN INDIA.

HDFC Gold Credit Card is worldwide accepted card to do cashless shopping and budgeting expenditure with attractive reward points and redeeming them for exciting gifts and services, moreover it offers the option of add-on card for your dear ones, free 50 interest days from the date of purchase. It even provides different benefits to the different people and in this busy life everybody should have the access of the card in order to make their life speedier. To know the comments and more about this card people can read it on BEST CREDIT CARDS IN INDIA.

How to apply for HDFC Gold Credit Card:
Certain regulations must be fulfilled before applying to HDFC Gold Credit Card:
Customer has to fill the application form that is required to get the credit card by visiting the branch of HDFC bank.
Documents Required:
Customers also has to deposit the documents like Pan Card, Residential proof, Driving license, Voter Id card and other details as required by the bank.

Eligibility Criteria for HDFC Gold Credit Card:
Customer can only get eligible for HDFC Gold Credit Card if:
Customer with a minimum age of 21 years not more than 60 years of age in case of salaried person.
Customer with a minimum age of 21 years not more than 65 years of age in case of self employed person.
Customer must deposit his salary slips, latest IT return and other documents that are necessary during the application.
Benefits and Advantage HDFC Gold Credit Card is offering are:
Customer can earn 1 Reward Points for every R 150 spends up to Rs20000 per statement cycle. For spending above Rs20000 in a statement cycle, customer earns 50% more Reward Points (i.e. 1.5 Reward Points per Rs. 150).
HDFC Gold Credit Card offers add-on cards to their close ones with no extra cost.
On loss of card customers can immediately call 24*7callcentre and zero-liability of fraudulent transactions done with your card.
After earning the reward point on HDFC Gold Credit Card customer can redeem for exciting gifts, offers and services.
Interest fees:
Amount of interest fees HDFC bank charges from their customers who are using HDFC Gold Credit Card:
The interest free period ranges from 20 days to 50 days.
Minimum cash advance fee is of Rs300 or (2.5%) whichever is higher.
All cash advances also carry a finance charge of 3.25% per month.
Fees vary from each card member and offer.
Late fees
Late fee will be charged by customers using the HDFC Gold Credit Card:
·        If the person is having total amount of Rs100, then there will be zero late fee.
·        If it exceeds to Rs500, then fees of Rs.100 will be charged.
·        If a person exceeds amount up to Rs5000, then the late fee charged will be Rs400.
·        If it goes from that part to Rs20000, then the fees will be Rs.500 and if it also exceeds that particular amount, then late fees will be Rs700.
·         The card member can terminate the card member ship any time by writing to HDFC bank.

Apply Online:
A person may also apply online for getting this credit card by following the link: https://leads.hdfcbank.com/applications/webforms/apply/cc_applynow.asp?promo=Gold_Cat_Pg&ct=Gold%20Credit%20Card

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