Kotak Mahindra Royale Signature Card---9
Description: Among various newest technology that the Kotak Mahindra Bank is offering, one is Kotak Mahindra Royale Signature Card and it also receives huge positive feedbacks from customers on Best credit Cards in India .
Kotak Mahindra Bank is one of the banks in international market which is offering numerous of positive services to its customers. It is also rendering services that can save their time through which they can perform some other activities too. Hence, they are offering the services of credit cards which is one of the most convenient facilities for the people as they are able to get the products and services on time and can also perform various other things by saving a lot of time. In this context, a person may get the credit card, Kotak Mahindra Royale Signature Card. This credit card is essential in providing large number of services and it received large number of positive feedback from the customers on Best credit Cards in India .
How to Apply:
There are certain and easy steps through which a person may apply for Kotak Mahindra Royale Signature Card:
- He must visit the nearest branch of the bank and can have the application form through which he can apply for credit cards.
He must also provide certain other things like residential proof, pan card and related documents.
A person may get eligible to take this Kotak Mahindra Royale Signature Card if he is having certain things:
- His age must be between 21 years to 65 years and for add on card holder; his age must not less than 18 years.
- His annual salary must be Rs.15 lakhs and he must have a regular source of income.
- He must be the normal resident of this country.
If a person is having all these things, he may visit the nearest branch of the bank and can apply for Kotak Mahindra Royale Signature Card.
Benefits/features of Kotak Mahindra Royale Signature Card:
There are certain benefits are available if a person is applying for this credit card as:
- A person may earn reward points on purchase of every Rs.100 on consumer related purchasing.
- Every spent will also provide a discount or reward to a person so that he may save his money.
- Fuel surcharges are also waived on selected petrol pumps.
- Window shopping or online shopping may go easy and convenient o those who are not interested in going out for shopping.
- One may also save money through traveling through travel franchisee if one is paying through Kotak Mahindra Royale Signature Card.
There are various interest rates that are charged with this Kotak Mahindra Royale Signature Card:
- Over Limit Charges are 2.5 percent on over limit amount in which minimum is Rs.500.
- Cheque bounce payment is 2.5 percent or Rs.250 whichever is lower.
- Cash withdrawal will be charged as Rs.250 to Rs.300 or 2.5 percent whichever is higher.
- Joining fees, additional card fees are dependent on the branch that what they want to charge.
- There will be no charges if the card is lost.
A person may also have to pay the late fees for the cash which he had taken more than what he is having in his account through Kotak Mahindra Royale Signature Card. certain late fees are charged from the range of Rs.300 to Rs.600 and 30 percent of the total amount due. It is applicable to all the card holders and the Kotak Flat fees for this purpose is Rs.550.
A person may apply for Kotak Mahindra Royale Signature Card through online mode by following the link: