Thursday, December 13, 2012







HDFC Commercial Corporate World MasterCard Credit Card

HDFC Commercial Corporate World MasterCard Credit Card 10


Description

The renowned HDFC bank has launched HDFC Commercial Corporate World MasterCard Credit Card for its customer. You can get its product and feature details at Best Credit Cards in India


HDFC Commercial Corporate World MasterCard Credit Card is available packed with many benefits as well as great features. This corporate credit card offers you excellent benefits along with its excellent features. It allows you to enjoy incredible purchasing power along with excellent corporate features. We at Best Credit Cards in India will introduce you about its benefits and important features.

How to Apply for HDFC Commercial Corporate World MasterCard Credit Card

If you want to apply for this credit card then you need to follow stated below instructions.

Ø  First, you need to browse its official web portal and then click on application page.
Ø  Now you need to fill this application form with appropriate details such as your full name, occupation, email address, residence address, PAN card number, bank statement and an active landline or mobile number.
Ø  After filling the application form, you need to submit it online.
Ø  If your application is approved then you will be called by bank for further procedure.
Ø  After approving of your credit card application, you need to visit the nearest bank branch along with certain documents such as your income proof, address proof, ID proof, copy of PAN card and last six months bank statement.

Eligibility criteria for HDFC Commercial Corporate World MasterCard Credit Card

If you want to know about the eligibility criteria for applying for HDFC Commercial Corporate World MasterCard Credit Card then you need to keep these points in mind.

Ø  If you are a salaried employee then your age should be minimum 21 years and maximum 60 years.
Ø  If you are, a self-employed then your age should be minimum 21 years and maximum 65 years.
Ø  You have to show all your legal income proof.

Added benefits and features of HDFC Commercial Corporate World MasterCard Credit Card

You will find various exclusive features as well as advantages with your HDFC Commercial Corporate World MasterCard Credit Card. Some of the features and benefits are listed below.

Ø  Now by using this credit card, you will get a priority pass that allows you to access best airport lounges worldwide. Priority pass is one of the largest independent airdrome lounge schemes. Now you can access about 600 airdrome lounges in around 300 cities worldwide.
Ø  You can earn two reward points for each INR 150 spent on this card and 52% extra reward points for each INR 150 spends.
Ø  You will get interest free grace period of 50 days.
Ø  You need to pay only 3.05% on all revolving credit.
Ø  You will get petroleum surcharge waiver of only 2.5% at all petrol pumps.
Ø  If your card has been lost then you have zero liability.
Ø  You have zero liability in case of fraudulent transactions.

Late fee charges

Late fee charges are given below.

Ø  For less than INR 100, late fee charge would be nil.
Ø  For INR 100 to INR 500, late fee charge would be INR 100.
Ø  For INR 501 to INR 5,000, late fee charge would be INR 400.
Ø  For INR 5,001 to INR 20,000, late fee charge would be INR 500.
Ø  For INR 20,000 rupees and above, late fee charge would be INR 700.

Details about extended credit limits

HDFC review your account periodically and decrease or increase your credit limit, which is based on internal criteria. If you want to extend your credit limit then you need to visit bank branch along with your updated income proof and bank statement. Based on your new financial documents, bank may extend your credit limit.

Transaction charges for HDFC Commercial Corporate World MasterCard Credit Card

Ø  Transaction charges on all revolving credit would be 3.05% per month or 36.6% per annum from the date of transaction.
Ø  Cash advance charges would be 2.5% on cash withdrawn on INR 300.
Ø  Transaction charges for the foreign currency would be 3.5%.

If you want to apply online for HDFC Commercial Corporate World MasterCard Credit Card then can visit at www.hdfcbank.com/







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