Thursday, December 13, 2012



Royal Bank of Scotland Smart Gold Card

Royal Bank of Scotland Smart Gold Card-11


Description

Now Royal bank of Scotland comes with a travel perceptive Royal Bank of Scotland Smart Gold Card. This credit card has been reviewed by Best Credit Cards in India and found as a best credit card.



The world’s top most banks, Royal Bank of Scotland has launched a new travel beneficiary Royal Bank of Scotland Smart Gold Card for its customers. By using this credit card, you will get great discounts on airfares, railways etc. this valuable credit card is available with many exciting feature and benefits. We at Best Credit Cards in India has reviewed this valuable credit card and found that most of the tour-lover is using this credit card to avail great benefits of it.

How to apply for Royal Bank of Scotland Smart Gold Card

If you are scheduling to apply for Royal Bank of Scotland Smart Gold Card then you need to follow given below instructions.

Ø  First, visit the authorized web portal of the bank and then download an application form.
Ø  Now you need to fill this application form with required information such as your name, residence address, your date of birth, email address, income details and one valid landline or mobile number.
Ø  Now submit the application form. In case your application would be accepted, bank official will call you for further process.
Ø  After the approval of application, you need to visit the nearest branch along with your legal documents such as your identity proof, address proof, copy of PAN card, bank statement and income proof.

Eligibility criteria for applying for Royal Bank of Scotland Smart Gold Card

The eligibility criteria for applying for Royal Bank of Scotland Smart Gold Card, you need to follow given below instructions.

Ø  At the time of applying, your age should be between 21 years to 65 years.
Ø  Your annual income should not be less than 300,000.
Ø  You have to show your last six months bank statements.
Ø  For getting this card, you should have an account in Royal bank of Scotland.
Ø  You need to show your legal income documents such as your salary slip or income tax return etc.

Added advantages and features

Royal Bank of Scotland Smart Gold Card comes packed with many benefits and features such as –
Ø  This card offers you excellent reward point that cannot be found in other credit cards.
Ø  This card come with global acceptance, you can use more than 23 million ATMs across the world.
Ø  This credit card offers you accidental insurance coverage that ranging up to 10 million.
Ø  It also offers you great discounts on various retail products. However, that retail products should be bought from a partner outlet.
Ø  It offers you SMS alerts as well as email statement facility to know your card status.

Late fee charges

Late payment charges for this card would be 15% of total due amount or minimum INR 350 and maximum INR 600.

Information regarding extended credit limits

If you want to increase the credit limit of Royal Bank of Scotland Smart Gold Card then you need to visit the nearest branch along with your updated income documents. Bank official will crosscheck your income documents and may extent your card’s credit limit.

Transaction charges for Royal Bank of Scotland Smart Gold Card
Transaction charges for this card are given below.

Ø  Foreign currency transaction charge would be 3.5%.
Ø  Fuel transaction charge would be 0% for fuel purchase of more than INR 10,000 per month.
Ø  If you purchase less fuel less than INR 10,000 per month then you have to pay 2.5% fuel surcharge.
Ø  Finance surcharge would be 3.2% per month or 38.4% per annum including retail purchase as well as cash.

If you want to apply for Royal Bank of Scotland Smart Gold Card then you need to browse this link www.rbs.in/





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