ICICI Bank Value for Money Cards
ICICI Bank Value for Money Cards
One of the reputed banks of India, ICICI bank has launched ICICI Bank Value for Money Cards for its customers. We at Best Credit Cards in India will inform you about its benefits and features.
Among the largest financial organizations in India, ICICI Bank is known for its excellent financial services as well as products. This time, the renowned bank has launched ICICI Bank Value for Money Cards for its valuable customers. By using this extra ordinary card, you will be provided various benefits. Moreover, by using this beneficiary card, you will get an extra ordinary purchasing power to access different kinds of products and services. If you are looking for more details regarding this beneficiary card then you need to visit the official website of Best Credit Cards in India .
How to apply for an ICICI Bank Value for Money Cards
If you want to apply for an ICICI Bank Value for Money Cards then you can apply for it either by using its online facility or by visiting nearest branch of ICICI bank. Stated below is the online procedure to apply for this valuable credit card.
Ø To apply for this beneficiary credit card, you need to visit at www.icicibank.com/ and download an application form.
Ø Now fill this application form with required information such as your full name, your date of birth, email address, residence address, one valid mobile or landline number, PAN card number and your occupation.
Ø Once your application would be approved, bank official would call you for further verification.
Details regarding documents needed
Once your application would be approved, you need to visit the nearest branch along with certain documents such as –
Ø Your address proof, for instance bank passbook, electricity bill, voter ID card, passport, ration card, driving license, Adhaar card etc.
Ø Your identity proof for instance PAN card, voter ID card, passport, driving license etc.
Ø Your income proof, for instance salary slips or related documents, IT return documents etc.
Ø You also need to bring copy of your PAN card or form 60.
Eligibility criteria for applying for ICICI Bank Value for Money Cards
The eligibility criteria for applying for ICICI Bank Value for Money Cards are stated below.
Ø You should be an Indian citizen.
Ø Your annual income should be minimum INR 150,000.
Ø At the time of applying for this card, your age should be between 21 years to 60 years.
Added advantages and features of ICICI Bank Value for Money Cards
Stated below are the additional benefits and features of this beneficiary card.
Ø You would be provided refund of fuel surcharge.
Ø You will be provided high cash and credit limits.
Ø You will be provided statement via email and SMS alerts on mobile.
Ø You would be also provided free credit period of 18 to 48 days.
Ø By using this card, you will be provided attractive reward schemes. You will be given one reward point on every purchases of INR 200.
Late fee charges
The late fee charges for this beneficiary card would be 30% of due amount or minimum INR 400 and maximum INR 700.
Details regarding extended credit limits
If you want to increase the credit limit of ICICI Bank Value for Money Cards then you need to visit the nearest branch of ICICI Bank along with your updated income or bank documents. Bank official will check your latest documents and your card’s credit limit would be extended.
Transaction charges for ICICI Bank Value for Money Cards
Stated below are the details regarding transaction charges for ICICI Bank Value for Money Cards.
Ø Finance charges on extended credit or cash advances would be 3.15%.
Ø Fuel surcharge would be 2.5% or minimum INR 10.
Ø Transaction fee for foreign currency would be 3.5%.
Ø Transaction charges for cash advance would be 2.5% or minimum INR 300.
If you are going to apply for ICICI Bank Value for Money Cards then you may visit at www.icicibank.com/