Thursday, December 13, 2012







HDFC Commercial Corporate Credit Card

HDFC Commercial Corporate Credit Card 10


Description

The renowned HDFC bank has launched HDFC Commercial Corporate Credit Card for its customers. You can get all the products as well as features related details at Best Credit Cards in India .


HDFC Commercial Corporate Credit Card comes with great features as well as various benefits. The renowned HDFC bank has introduced this card for its clients. By using this card, you can get an unbelievable purchasing power to buy various services and products. We at Best Credit Cards in India will introduce you about its features and advantages.

How to apply for HDFC Commercial Corporate Credit Card

The system for applying for HDFC Commercial Corporate Credit Card is reliable and fast.  If you want to apply for this card through online service then you should keep these points in your mind.

Ø  For applying through internet, you should first visit its official website and download an application form.
Ø  After downloading an online application form, you have to fill it with obligatory information such as your name, home address, your date of birth, email address, your income details, PAN number and an active mobile or landline number.
Ø  After filling online application form with appropriate information, you need to submit it either online or by physically visiting bank branch.
Ø  If your credit card application is approved by bank then your will go for further process.  
Ø  After following these steps correctly, you need to visit the bank branch along with your legal documents such as your PAN card, income proof, address proof, ID proof and six months bank statement.

Eligibility criteria for applying for HDFC Commercial Corporate Credit Card


Ø  In case you are a salaried employee then you should be at least 21 years of age or maximum 60 years of age at the time of applying for the card.
Ø  If you are a businessperson or self-employed then at the time of applying, your age should be minimum 21 years and maximum 65 years.
Ø  Apart from these criteria, you have certain income source limit as per bank’s requirement.  

Additional benefits/advantages and features

You can get elite reimbursement as well as characteristics with your HDFC Commercial Corporate Credit Card such as -

Ø  You will be provided 24 by 7 days online MIS support.  
Ø  You will get substantial savings for your business via negotiations with hotel chains, airlines etc.
Ø  Not much paper work is required.
Ø  You will earn two reward points for each INR 150 purchasing on the card.
Ø  You will also get 0% surcharge on fuel transactions between INR 400 to INR 5,000, at all the petrol pumps.
Ø  You will also get 50 days interest free credit fee period.

Late payment charges

Details of late payment charges are stated below.

Ø  Late fee charges would be nil from less than INR 100 transaction.
Ø  Late payment charge For INR 100 to INR 500 would be INR 100.
Ø  Late payment charge For INR 501 to INR 5,000 would be INR 400.
Ø  Late fee charge For INR 5,001 to INR 20,000 would be INR 500.
Ø  Late payment charge For INR 20,000 rupees and above would be INR 700.

Information regarding extended credit limits

The renowned HDFC bank always re-examines your account and your credit limit would be extended according to the status of your account. If you want to extend credit limits of your HDFC Commercial Corporate Credit Card then you have to submit your updated income documents to your nearest bank branch. Bank will review your new financial documents and may increase your card’s credit limits.

Transaction charges for HDFC Commercial Corporate Credit Card

Ø  Only 2% fee return charges.
Ø  Amazing 0% fuel transaction charge
Ø  Transaction charges for foreign currency would be 3.5%.
Ø  Revolving credit transaction charge is only 3.05% per month or 36.6% per annum – from date of transaction.

If you want to apply for HDFC Commercial Corporate Credit Card then you need to browse this webpage www.hdfcbank.com/








No comments:

Post a Comment