Tuesday, December 11, 2012






ICICI Bank HPCL Gold Credit Card

ICICI Bank HPCL Gold Credit Card


Description

One of the largest banks of India, ICICI bank has launched ICICI Bank HPCL Gold Credit Card for its customers. We at Best Credit Cards in India will provide you details about its benefits.


The renowned ICICI bank is among the four largest financial organizations of India. It is known for its excellent banking services. The renowned ICICI bank always offers out-standing financial services and products. This time, it comes with the beneficiary ICICI Bank HPCL Gold Credit Card. By using this beneficiary card, you will be provided attractive reward point schemes. The beneficiary card allows you to use flexible purchasing power to access various services and products. If you are looking for more details about this card then you can visit the official web portal of Best Credit Cards in India.

How to apply for a ICICI Bank HPCL Gold Credit Card

If you want to apply for an ICICI Bank HPCL Gold Credit Card then you can apply for it either by using its online facility or by visiting nearest branch of ICICI bank. Stated below is the online procedure to apply for this valuable credit card.

Ø  To apply for this beneficiary credit card, you need to visit at www.icicibank.com/ and download an application form.
Ø  Now fill this application form with required information such as your full name, your date of birth, email address, residence address, one valid mobile or landline number, PAN card number etc.
Ø  Once your application would be approved, bank official would call for further verification or process.

Details regarding documents needed

Once your application would be approved, you need to visit the nearest branch along with certain documents such as –

Ø  Your address proof (voter ID card, passport, ration card, driving license, Adhaar card etc).
Ø  Your identity proof (PAN card, voter ID card, passport, driving license etc.).
Ø  Your income proof (salary slip or related documents, IT return documents etc.)
Ø  You also need to bring copy of your PAN card or form 60.

Eligibility criteria for applying for ICICI Bank HPCL Gold Credit Card

The eligibility criteria for applying for this beneficiary card are stated below.

Ø  At the time of applying for this card, your age should be between 23 years to 58 years.
Ø  You should be an Indian citizen.
Ø  Your annual income should be minimum INR 120,000.

Added advantages and features of ICICI Bank HPCL Gold Credit Card

Stated below are the additional benefits and features of this beneficiary card.

Ø  By using this card, you will be provided attractive reward schemes. You will be given one reward point on every purchases of INR 200.
Ø  You would be provided refund of fuel surcharge.
Ø  You will be also given great discount on batteries, tyres and other auto stuff sold at HPCL fuel stations.
Ø  You will be provided high cash and credit limits.
Ø  You will be provided statement via email and SMS alerts on mobile.
Ø  You would be also provided free credit period of 22 to 52 days.

Late fee charges

The late fee charges for this beneficiary card would be 30% of due amount or minimum INR 350 and maximum INR 600.

Details regarding extended credit limits

If you want to increase the credit limit of ICICI Bank HPCL Gold Credit Card then you need to visit the nearest branch of ICICI Bank along with your updated income or bank documents. Bank official will review you latest documents and your card’s credit limit would be extended.

Transaction charges for ICICI Bank HPCL Gold Credit Card

Stated below is the detail regarding transaction charges for this valuable credit card.

Ø  Transaction charges for cash advance would be 2.5% or minimum INR 300.
Ø  Finance charges on extended credit/ cash advances would be 3.15%.
Ø  Fuel surcharge would be 2.5% or minimum INR 10.
Ø  Transaction fee for foreign currency would be 3.5%.

If you are going to apply for ICICI Bank HPCL Gold Credit Card then you can visit at www.icicibank.com/









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