Royal Bank of Scotland One Card
Royal Bank of Scotland One Card-10
The Royal Bank of Scotland has come with beneficiary Royal Bank of Scotland One Card that allows you to purchase various products/services. You can check its reviews at Best Credit Cards in India.
One of the oldest Banks of the world, the Royal Bank of Scotland has launched Royal Bank of Scotland One Card to its customers. This card holds a host of advantages for you. This valuable credit card ensures that you can save on all your expenditure day on day. By using this card, you can earn attractive cash back rewards and save money on your each purchase. The more you purchase by your card, the higher you get cash back rewards. We at Best Credit Cards in India will inform you about its attractive features and benefits.
How to apply for a Royal Bank of Scotland One Card
If you want to apply for Royal Bank of Scotland One Card then you need to follow given below steps.
Ø For applying for this credit card, you should first visit its official website and download an application form.
Ø Now fill downloaded application form with appropriate information including your full name, date of birth, home address, email address, occupation and one valid mobile or landline number.
Ø Once your application would be approved, bank official would call you for further process.
Ø Now you need to visit the nearest branch of Royal Bank of Scotland along with your legal documents including your address proof, identity proof, income proof, photocopy of PAN card and last six months bank statement.
Eligibility criteria for applying for Royal Bank of Scotland One Card
The eligibility criteria for applying for this valuable credit card are stated below.
Ø At the time of applying for this credit card, your age should be between 21 years to 65 years.
Ø You should be an Indian citizen if you choose the Indian branch of Royal Bank of Scotland.
Ø If you want to apply for this credit card then your income should not be less than 250,000 per annum.
Added benefits/advantages and features
The additional features and advantages of Royal Bank of Scotland One Card are stated below.
Ø You will be given attractive cash back rewards. For instance, if you spend less than INR 10,000 then you will be given 0.50% cash back and if you spend more than INR 10,000 then you will be given 1.00% cash back reward.
Ø You can save maximum INR 500 per month as the cash back reward or 6,000 per year.
Ø You will be provided SMS alerts and email statement service to plan your purchasing better.
Ø This card comes with global acceptance and you can access up to 23 million ATMs across the world.
Ø You will be provided great flexi limit to adjust your credit limit.
Late payment charges
Late payment fee for this credit card would be 15% of the total due amount or minimum INR 350 and maximum INR 650.
Details about extended credit limits
If you want to extend your card’s credit limit then you need to visit the nearest branch of Royal Bank of Scotland along with your latest income documents. The competent bank officials will review your income documents. After reviewing your income documents thoroughly, they may extend your card’s credit limit.
Transaction charges for Royal Bank of Scotland One Card
The transaction fee or charges for Royal Bank of Scotland One Card are stated below.
Ø Finance charges on retail purchases as well as cash would be 3.5% per month or 42% per year.
Ø Transaction charges for cash advance would be 2.5% or minimum INR 300.
Ø 2.5% surcharge on fuel transaction amount or INR 10. However if you buy petrol for INR 10,000 then your will be waived fuel surcharge.
Ø Transaction fee for transaction of foreign currency would be 3.5%.
If you want to apply for Royal Bank of Scotland One Card then you can click here www.rbs.in/