Royal Bank of Scotland Freedom Card
Royal Bank of Scotland Freedom Card 11
The royal Bank of Scotland has introduced Royal Bank of Scotland Freedom Card to its customers. We at Best Credit Cards in India will tell you about its features and advantages.
One of the top banks of the world, the Royal Bank of Scotland has launched Royal Bank of Scotland Freedom Card for its valuable customers. This card is available with great features and attractive advantages. It allows you to get amazing purchasing power to buy various services as well as products. The card allows you to buy now and pay letter facility that makes it distinctive. The renowned Best Credit Cards in India has evaluated this card and found it an excellent choice for Indian customers.
How to apply for a Royal Bank of Scotland Freedom Card
If you want to apply for this valuable credit card then you can apply for it either by using offline or online facility. The online procedure for applying this card is stated below.
Ø If you are going to apply for Royal Bank of Scotland Freedom Card then you need to visit the authorized web portal and download an application form.,
Ø Now fill this downloaded application form with required information such as your complete name, your date of birth, profession, email address, residence address and one mobile or landline number.
Ø Once your application would be accepted, bank official for further process would call you.
Ø Now after approving of your application, you need to visit the nearest bank’s branch along with certain documents such as your address proof, your ID proof, income proof, copy of PAN card and last six months bank statement.
Eligibility criteria for applying for Royal Bank of Scotland Freedom Card
The eligibility criteria for applying for this valuable credit card are given below.
Ø If you are going to apply for Royal Bank of Scotland Freedom Card then at the time of applying for it, your age should be between 21 years to 65 years.
Ø You should be an Indian citizen in case of applying in an Indian branch.
Ø Your annual income should not be less than INR 300,000
Ø You need to show all your income related or bank related documents to competent bank authorities.
Added advantages and features
By using Royal Bank of Scotland Freedom Card, you will avail the benefits of its great features as well as advantages such as –
Ø You can earn one point on each INR 100 purchase.
Ø You can get exciting cash bank rewards on your purchasing such as if you spend less than INR 10,000 then you would be given 0.50% cash back and if your spend more than INR 10,000 then you would be provided 1.00% cash back.
Ø This card comes with global acceptance feature that allows you to access more than 23 million ATMs worldwide.
Ø You can get great discounts on retail purchasing.
Ø You can get the facility of cash withdrawal up to 30% of your credit limit.
Late fee charges
The late payment fee for Royal Bank of Scotland Freedom Card would be 15% of total due amount or minimum INR 350 and maximum INR 650.
Information about extended credit limits
For extending your card’s credit limit, you need to visit the nearest branch of Royal Bank of Scotland along with your latest income documents. The authorized bank officials would review your documents and your card’s credit limit would be extended.
Transaction charges for Royal Bank of Scotland Freedom Card
The transaction fee for this valuable credit card is stated below.
Ø The finance charges would be up to 3.5% per month or 42% per year.
Ø Finance charges for balance transfer would be 1.49% per month or 17.88% per year.
Ø Transaction fee for cash advance would be 2.5% or minimum INR 300.
Ø Petrol transaction fee would be 2.5% or INR 10. However, if you purchased petrol for more than INR 10,000 per month then your fuel surcharge would be waived.
Ø Transaction fee for foreign money transaction would be 3.5%.
If you are planning to apply for Royal Bank of Scotland Freedom Card then you can browse this link www.rbs.in/