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Tuesday, December 11, 2012




ICICI Bank EMI Credit Card

Description

Now ICICI Bank has launched beneficiary ICICI Bank EMI Credit Card for its valuable customers. We at Best Credit Cards in India will inform you about its additional features and benefits.


One of the largest private sector banks of the India, ICICI Bank is known for its extra ordinary financial services as well as products. This time, the renowned bank has introduced ICICI Bank EMI Credit Card to its valuable customers. This beneficiary credit card allows you to enjoy attractive discounts on various products and services. The valuable card also offers you interest free credit period of 18 to 48 days. If you are looking for more information regarding this card then you can browse the official web portal of Best Credit Cards in India.

How to apply for an ICICI Bank EMI Credit Card

If you want to apply for this valuable credit card then you can apply for it either online or offline. The online procedure for applying ICICI Bank EMI Credit Card is stated below.

Ø  First, you need to visit at www.icicibank.com/ and find out the online application form.
Ø  Now fill this online application form with required information such as your full name, home address, email address, occupation, one valid landline or mobile number, Pan Card number etc.
Ø  Once your application would be approved, bank official would call you for further process.

Details regarding documents needed

After getting the approval, you need to visit the nearest branch along with your updated documents. Stated below are the details regarding documents needed.

Ø  You need to bring your identity proof such as your Pan Card, voter ID card, driving license, Adhaar card etc.
Ø  You need to bring your address proof such as Ration card, electricity bill, bank passbook, voter ID card, passport etc.
Ø  You also need to bring documents related to your income such as your salary slip, IT return documents etc.
Ø  You also need to bring copy of PAN card or form 60.
Ø  You need to bring your last six months bank statement.

Eligibility criteria for applying for ICICI Bank EMI Credit Card

Stated below is the information regarding eligibility criteria for ICICI Bank EMI Credit Card.

Ø  At the time of application, your age should be between 21 years to 60 years.
Ø  You should be an Indian citizen.
Ø  Your annual income should not be less than INR150, 000.

Added benefits and features of ICICI Bank EMI Credit Card

The additional benefits and features of this beneficiary credit card are stated below.

Ø  You will be given various attractive offers and rewards time to time.
Ø  You will be provided 24 hours customer support.
Ø  You will be provided the facility of SMS alerts and card statement via email.
Ø  You will be provided interest free credit period of 18 to 48 days.

Late fee charges

Ø  The late fee charge would be 30% of due amount or minimum INR 400 and maximum INR 700.

Details regarding extended credit limits

If you want to exceed your card’s credit limits then you need to visit the nearest branch of ICICI Bank. You need to bring your updated bank as well as income documents. The bank official will review your documents and your card’s credit limits would be extended.

Transaction charges for ICICI Bank EMI Credit Card

The transaction charges for ICICI Bank EMI Credit Card are stated below.

Ø  Finance charges would be 1.49% to 1.99% per month or 17.88% to 23.88% per annum.
Ø  Transaction charges for cash advance would be 2.99% or minimum INR 299.
Ø  Charges on cash withdrawal at branches would be INR 100 per transaction.
Ø  Transaction charge for foreign currency would be 3.50%.

If you want to apply for beneficiary ICICI Bank EMI Credit Card then you need to browse this link www.icicibank.com/









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