Thursday, December 13, 2012



ICICI Bank Platinum Identity Credit Card - 11

ICICI Bank Platinum Identity Credit Card


Description

This time, ICICI Bank has launched beneficiary ICICI Bank Platinum Identity Credit Card for its valuable customers. We at Best Credit Cards in India will tell you about its features and advantages.


Among the fourth largest financial organizations in India, ICICI Bank is known for its extra ordinary banking services and products. Now it has launched ICICI Bank Platinum Identity Credit Card for its customers. By using this card, you will get air accident insurance coverage of INR 1 crore. Moreover, you will be provided attractive reward point schemes. This valuable credit card allows you to access various branded products as well as services. If you are looking for more details regarding this beneficiary credit card then you can browse the official web portal of Best Credit Cards in India.

How to apply for an ICICI Bank Platinum Identity Credit Card

If you want to apply for an ICICI Bank Platinum Identity Credit Card then you can apply for it either by using online facility or by visiting nearest branch. Stated below is the complete online procedure for applying for this precious credit card.

Ø  First, you need to visit at https://loans.icicibank.com/credit-card.html  and select an online application form.
Ø  Now, fill this online application form with appropriate information such as your complete name, date of birth, email address, residence address, PAN card number, one valid landline or mobile number, occupation etc.
Ø  Once your application would be approved, bank official would call you for further verification.

Details regarding documents needed

After getting the proper approval, you need to visit the nearest branch of renowned ICICI Bank along with required documents such as –

Ø  Your identity proof like PAN card, driving license, passport, voter ID card etc.
Ø  Your address proof like Ration card, voter ID card, electricity bill, Bank passbook, passport, Adhaar card etcetera
Ø  Your income proof like salary slip or IT returns documents etc.
Ø  You also need to bring copy of PAN card or form 60
Ø  Your last six months bank statement.

Eligibility criteria for applying for ICICI Bank Platinum Identity Credit Card

The eligibility criteria for applying for ICICI Bank Platinum Identity Credit Card are stated below.

Ø  For applying this valuable credit card, you should be an Indian citizen.
Ø  Your annual income should not be less than INR 480,000.
Ø  At the time of application, your age should be between 21 to 58 years.

Added advantages and features

The additional benefits and features of ICICI Bank Platinum Identity Credit Card are stated below.

Ø  You can earn up to ten handpicked exciting rewards points per INR 100 spent.
Ø  You can also earn 4 points on every tour and travel related purchasing of INR 100.
Ø  You will be provided 24 hours dedicated customer support.
Ø  The card comes with global acceptance.
Ø  You will be provided 24 hours concierge services, which include many advantages.
Ø  You can access up to 22 million ATMs worldwide and around 77,000 mercantile establishments in India.
Ø  You will be provided air accident insurance coverage of INR one crore.

Late fee charges  

Ø  Late fee charges would be 30% of due amount or minimum INR 400 and maximum INR 700.

Details regarding extended credit limits

If you want to exceed credit limits of ICICI Bank Platinum Identity Credit Card then you need to visit the nearest branch of ICICI Bank along with your latest bank statement and income documents. Bank official would review your documents and your card’s credit limits would be extended.

Transaction charges for ICICI Bank Platinum Identity Credit Card

The transaction charges for this valuable credit card are stated below.

Ø  Transaction charge for cash advance would be 2.50% or minimum INR 300.
Ø  Transaction charges for railway booking would be 1.80% through internet transaction and about 2.50% for some other bookings.
Ø  Transaction charges for foreign currency would be 3.50%.

If you want to apply for ICICI Bank Platinum Identity Credit Card then you need to visit at www.icicibank.com/









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