First Citizen Citibank Platinum Credit Card
First Citizen Citibank Platinum Credit Card - 9
The reputed Citibank in India has introduced First Citizen Citibank Platinum Credit Card to its customers. The renowned Best Credit Cards in India will inform you about its advantages and features.
One of the reputed financial organizations of the world, Citibank has launched a new First Citizen Citibank Platinum Credit Card for its valuable customers. This valuable credit card comes with many advantages as well as features that make it unique. By using this credit card, you will be given extra ordinary discounts on various products and services. We at Best Credit Cards in India has reviewed this card and found very useful for Indian customers.
How to apply for a First Citizen Citibank Platinum Credit Card
If you want to apply for this valuable credit card then you can apply either by visiting nearest branch or by using its online service. The online process for applying for First Citizen Citibank Platinum Credit Card is stated below.
Ø For applying for this credit card, you need to browse its authorised website and download an application form.
Ø Now fill this downloaded application form with appropriate details such as your complete name, home address, email address, mobile or landline number, PAN card number and occupation.
Ø Once your application would be approved, you should visit the nearest branch along with your latest documents such as your identity proof, address proof, income proof, copy of PAN card and bank statement of last three months.
Eligibility criteria for applying for First Citizen Citibank Platinum Credit Card
The eligibility criteria for applying for this valuable credit card are stated below.
Ø You should be at least 21 years of age at the time of applying for the card.
Ø You need to show your updated income proof as per the bank’s requirement.
Ø You should be an Indian citizen.
Ø You have to fulfil the income criteria according to bank’s requirement.
Additional benefits and features
Stated below are the added benefits as well as features of this valuable credit card.
Ø You can earn rewards more than 5% each time you spend.
Ø You can redeem these reward points at your preferred shopping destination.
Ø You will be given spend vouchers on various purchasing.
Late fee charges
Late payment charges are stated below.
Ø INR 300 for due bills more than INR 10,000
Ø INR 600 for due bills from more than INR 10,001 to INR 25,000
Ø INR 700 for due bills from above INR 25,000
Details about extended credit limit
If you want to exceed your card’s credit limit then you need to visit the nearest Citibank’s branch along with your updated income or bank documents. Bank officials will review your latest documents and your card’s credit limit will be extended.
Transaction charges for First Citizen Citibank Platinum Credit Card
The transaction charges for First Citizen Citibank Platinum Credit Card are stated below.
Ø Transaction charge for cash withdrawal through credit card would be INR 100
Ø Transaction charge for fuel would be 2.5%
Ø Transaction charge for foreign currency would be 3.5%
Ø Service charge or interest rate would be 3.5% per month or 42% per annum.
If you want to apply for First Citizen Citibank Platinum Credit Card then you need to visit Citibank’s authorized web portal at www.online.citibank.co.in/