Royal Bank of Scotland Smart Miles Titanium
Royal Bank of Scotland Smart Miles Titanium - 10
The largest bank, Royal Bank of Scotland has launched Royal Bank of Scotland Smart Miles Titanium to its customers. You can get complete details about it by visiting at Best Credit Cards in India.
One of the largest banks of the globe, prominent Royal bank of Scotland has introduced an extra-ordinary credit card Royal Bank of Scotland Smart Miles Titanium to its customers. This high-level credit card is available with many advantages as well as attractive features. By using this outstanding credit card, you will be given great discounts on purchasing various products and services. It allows you to use amazing purchasing power to buy different types of products and services. The renowned Best Credit Cards in India has re-examined this card and found most of the people are enjoying financial benefits of this credit card.
How to apply for a Royal Bank of Scotland Smart Miles Titanium
If you wish to apply for Royal Bank of Scotland Smart Miles Titanium then you can apply for it either by using its online service or by offline. The online procedure for applying this credit card is stated below.
Ø For applying this credit card, you need to visit at www.rbs.in/ and download an application form.
Ø Now fill this application form with proper information such as your full name, your date of birth, email address, residence address, income information and one valid mobile or landline number.
Ø Once your application would be accepted by the bank then bank official will call you for further procedure.
Ø After getting the approval, you need to visit the nearest branch along with your legal documents such as your address proof, income proof, identity proof and last six months bank statement.
Eligibility criteria for applying for Royal Bank of Scotland Smart Miles Titanium
The eligibility criteria for applying for Royal Bank of Scotland Smart Miles Titanium are stated below.
Ø At the time of applying for this credit card, applicant’s age should be between 21 years to 65 years.
Ø Applicant should be an Indian citizen.
Ø If applicant is a salaried person then his/her annual income should not be less than 300,000.
Ø If applicant is a self-employee then his/her annual, income should not be less than 350,000.
Ø Applicant need to show all the income related documents such as salary slip, income tax return, form 60 etc.
Added benefits/advantages and features
The supplementary benefits/compensation and features of Royal Bank of Scotland Smart Miles Titanium are given below.
Ø By using this card, you will get attractive reward program. In this reward scheme, as much you spend as much you gain rewards points.
Ø You will get great discounts on various retail outlets that would be up to 40%.
Ø You will get the cash back benefits on retail purchasing. For instance, if you spend INR 10,000 then you will be given 1.25% cash back of total expenditure.
Ø You will get the facility of SMS alerts as well as email statement.
Late payment charges
Late payment or fee charges would be 15% of total due amount or minimum INR 350 and maximum INR 650.
Details regarding extended credit limits
If you want to exceed the credit limit of your card then you need to visit the nearest branch along with your updated income documents (salary slip, ITR). Bank official will re-examined your income documents and your card’s credit limit would be exceeded.
Transaction charges for Royal Bank of Scotland Smart Miles Titanium
The transaction charges for this valuable credit card are given below.
Ø Transaction charges for foreign currency would be 3.5%
Ø Fuel transaction fee would be 2.5% or INR 10
Ø Railway ticket surcharge would be 1.8%.
Ø Transaction charges for cash withdrawal at branch would be only INR 75
Ø Finance charges would be 3.5% per month or 42% per annum.
For more details or applying for Royal Bank of Scotland Smart Miles Titanium, you need to browse this link www.rbs.in/