ICICI Bank Ascent American Express Credit Card - 10
ICICI Bank Ascent American Express Credit Card
Now, ICICI Bank has launched ICICI Bank Ascent American Express Credit Card for its valuable customers. We at Best Credit Cards in India will provide you details about its features and benefits.
One of the reputed private sector banks, ICICI Bank is renowned for its beneficiary financial services and products. This time, it comes with new beneficiary ICICI Bank Ascent American Express Credit Card. This valuable credit card comes with air accident insurance coverage of INR 1 crore. By using this credit card, you will get attractive discounts on various branded products. By using this beneficiary credit card, you will get an extra ordinary purchasing power to buy various services and products. We at Best Credit Cards in India will provide you complete information about its benefits and features.
How to apply for an ICICI Bank Ascent American Express Credit Card
If you want to apply for this beneficiary credit card then you may apply either online or offline. Stated below is the complete online procedure for applying for ICICI Bank Ascent American Express Credit Card.
Ø First, you should visit at https://loans.icicibank.com/credit-card.html and select an online application form.
Ø Now, fill this online application form with proper information such as your complete name, date of birth, email address, residence address, PAN card number, one valid landline or mobile number, occupation etc.
Ø Once your application would be approved, bank official would call you for further verification.
Details regarding documents needed
After getting the proper approval of ICICI Bank Ascent American Express Credit Card, you need to visit the nearest branch of ICICI Bank along with required documents such as –
Ø Your identity proof for instance PAN card, driving license, passport, voter ID card etc.
Ø Your address proof for instance Ration card, voter ID card, electricity bill, Bank passbook, passport, Adhaar card etcetera
Ø Your income proof for instance salary slip or IT returns documents etc.
Ø Your last six months bank statement.
Ø You also need to bring copy of PAN card or form 60
Eligibility criteria for applying for ICICI Bank Ascent American Express Credit Card
The eligibility criteria for applying for ICICI Bank Ascent American Express Credit Card are stated below.
Ø For applying this valuable credit card, you should be an Indian citizen.
Ø At the time of application, your age should be between 21 to 58 years.
Ø Your annual income should not be less than INR 500,000.
Added advantages and features
The additional benefits and features of ICICI Bank Ascent American Express Credit Card are stated below.
Ø You will be provided air accident insurance coverage of INR ten million.
Ø You can earn up to ten handpicked exciting rewards points per INR 100 spent.
Ø Moreover, American empress choose SM carrying you local and global privileges and great savings in leisure, travel, shopping and dining.
Ø You can also earn 4 points on every tour and travel related purchasing of INR 100.
Ø The card comes with global acceptance.
Ø You will be provided 24 hours concierge services, which include many advantages.
Ø You can access up to 22 million ATMs worldwide and around 77,000 mercantile establishments in India.
Ø You will also get 10% discount at all provogue studios.
Late fee charges
Stated below are the details about late fee charges.
Ø Late fee charges would be 30% of due amount or minimum INR 400 and maximum INR 700.
Details regarding extended credit limits
If you want to exceed credit limits of ICICI Bank Ascent American Express Credit Card then you need to visit the nearest branch of ICICI Bank along with your latest bank statement and income documents. Bank official would review your documents and your card’s credit limits would be extended.
Transaction charges for ICICI Bank Ascent American Express Credit Card
The transaction charges for this valuable credit card are stated below.
Ø Finance charge on extended credit and cash advance would be 3.15% per month or 45.09% per annum.
Ø Transaction charges for foreign currency would be 3.50%.
Ø Transaction charge for cash advance would be 2.50% or minimum INR 300.
Ø Transaction charges for railway booking would be 1.80% through internet transaction and about 2.50% for some other bookings.
If you want to apply for ICICI Bank Ascent American Express Credit Card then you need to visit at www.icicibank.com/