Thursday, December 13, 2012






ICICI Bank Preferred Credit Card - 10


ICICI Bank Preferred Credit Card


Description

Now, ICICI Bank has introduced ICICI Bank Preferred Credit Card to its valuable customers. We at Best Credit Cards in India will inform you about its salient features and benefits.


One of the biggest private sector financial organizations of India, ICICI Bank always offers excellent financial services as well as products to its customers. This time the renowned ICICI Bank has launched ICICI Bank Preferred Credit Card for its customers. This beneficiary card is best to use for shopping purposes. The beneficiary card allows you to enjoy attractive reward point’s schemes. By using this valuable credit card, you will get amazing purchasing power to buy various products as well as services. You can also get more details about this card at the official website of Best Credit Cards in India.

How to apply for a ICICI Bank Preferred Credit Card

If you want to apply for ICICI Bank Preferred Credit Card then you can apply for it either online or offline. The online procedure to apply for this card is stated below.

Ø  First, you need to visit at www.icicibank.com/ and download an application form.
Ø  Now, you need to fill this downloaded application form with required information such as your complete name, residence address, occupation, email address, one valid mobile or landline number, PAN card number etc.
Ø  Once your application would be approved, bank official would call you for further process or verification.

Details regarding documents needed

After getting the proper approval from the bank, you need to visit the nearest branch along with certain documents that should be submitted such as –

Ø  You need to submit your identity proof like passport, voter ID card, driving license, PAN card etc.
Ø  You need to submit your address proof such as Ration card, voter ID card, Passport, driving license, Adhaar card etc.
Ø  You also need to submit your income proof such as salary slip, IT return documents etc.
Ø  You need to submit copy of PAN card or form 60.
Ø  You also need to show your last six months bank statement.

Eligibility criteria for applying for ICICI Bank Preferred Credit Card
Stated below are the eligibility criteria for applying for ICICI Bank Preferred Credit Card.

Ø  You should be an Indian citizen.
Ø  Your age should be between 23 to 58 years.
Ø  Your annual income should not be less than 140,000.

Added advantages and features

The added benefits and features of ICICI Bank Preferred Credit Card are stated below.

Ø  By using this valuable credit card, you will get attractive reward points schemes. You can also redeem rewards while shopping.
Ø  You will be provided 24 hours dedicated customer supports or service.
Ø  By using this card, you can access various services and products.
Ø  You will be provided the benefits of petroleum surcharge waiver of 2.5%.

Late fee charges

The late fee charges for ICICI Bank Preferred Credit Card are stated below.

Ø  Late payment fee charges would be 30% of due amount or minimum INR 400 and maximum INR 700.

Details regarding extended credit limits

If you want to extent, your card’s credit limit then you needs to visit nearest branch of ICICI Bank along with your latest income and bank documents. The competent bank authority will re-evaluate your documents and your card’s credit limit would be exceeded.

Transaction charges for ICICI Bank Preferred Credit Card

The transaction charges for this beneficiary credit card are stated below.

Ø  Transaction charges for foreign currency would be 3.50%.
Ø  Charge on cash payment transaction would be INR 100 a payment transaction.
Ø  The finance charge would be 3.40% per month or 40.80% per annum.

If you want to apply for ICICI Bank Preferred Credit Card then you need to click this link www.icicibank.com/







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