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Tuesday, December 11, 2012






ICICI Bank Classic Credit Card


Description

This time, the renowned ICICI Bank has launched ICICI Bank Classic Credit Card for its valuable customers. We at Best Credit Cards in India will inform you about its features and advantages.


The renowned ICICI Bank always provides excellent financial services and products to its customers. Now, this private sector bank has launched beneficiary ICICI Bank Classic Credit Card for its valuable customers. By using this valuable credit card, you will be provided various attractive benefits. This beneficiary card allows you to access various services as well as products. Hence, if you want to know get information about this beneficiary credit card then you need to browse the official web portal of Best Credit Cards in India  

How to apply for an ICICI Bank Classic Credit Card

If you want to apply for an ICICI Bank Classic Credit Card then you can apply for it either by using its facility of online application or by visiting nearest branch of ICICI bank. Stated below is the online procedure to apply for this valuable credit card.

Ø  If you want to apply for this beneficiary credit card then you need to visit at www.icicibank.com/ and download an application form.
Ø  Now fill this application form with required information such as your full name, occupation, your date of birth, email address, residence address, one valid mobile or landline number, PAN card number etc.
Ø  Once your application would be approved, bank official would call for further official process.

Details regarding documents needed

Once your application would be approved, you need to visit the nearest ICICI Bank’s branch along with certain documents such as –

Ø  Address proof documents like voter ID card, passport, ration card, driving license, Adhaar card etc.
Ø  Identity proof like PAN card, voter ID card, passport, driving license etcetera
Ø  Income proof related documents like salary slip or related documents, IT return documents etc.
Ø  You also need to bring copy of your PAN card or form 60.

Eligibility criteria for applying for ICICI Bank Classic Credit Card

The eligibility criteria for applying for this ICICI Bank Classic Credit Card are stated below.

Ø  At the time of applying for this card, your age should be between 21 years to 60 years.
Ø  You should be an Indian citizen.
Ø  Your annual income should not be less than INR 120,000.

Added advantages and features of ICICI Bank Classic Credit Card

Stated below are the additional benefits and features of this beneficiary card.

Ø  You would be provided reimbursement of fuel surcharge.
Ø  You will be provided high cash and credit limits.
Ø  You will be provided statement via email and SMS alerts on mobile.
Ø  You would be also provided free credit period of 22 to 52 days.
Ø  By using this card, you will be provided attractive reward schemes. You will be given one reward point on every purchases of INR 200.
Ø  You will be provided 24 hours customer service and support.

Late fee charges

The late fee charges for this beneficiary card would be 30% of due amount or minimum INR 350 and maximum INR 600.

Details regarding extended credit limits

If you want to increase the credit limit of ICICI Bank Classic Credit Card then you need to visit the nearest branch of ICICI Bank along with your updated income or bank documents. Bank official will reconsider you latest documents and your card’s credit limit would be extended.

Transaction charges for ICICI Bank Classic Credit Card

Stated below are the details regarding transaction charges for this valuable credit card.

Ø  Finance charges on extended credit/ cash advances would be 3.15%.
Ø  Fuel surcharge would be 2.5% or minimum INR 10.
Ø  Transaction fee for foreign currency would be 3.5%.
Ø  Transaction charges for cash advance would be 2.5% or minimum INR 300.

If you are going to apply for ICICI Bank Classic Credit Card then you should visit at www.icicibank.com/













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